Find the most up-to-date Vantage Credit Union promotions, bonuses, and offers here.

Update 7/9/25: There’s currently a $250 checking bonus valid through 9/30/25.

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About Vantage Credit Union Promotions

Eligibility: Membership in Vantage Credit Union is open to individuals and their immediate family members who live or work in the Missouri counties of Cape Girardeau, Franklin, Jefferson, St. Charles, St. Louis, or Warren, or St. Louis City; the Missouri Zip Codes of 63627, 63628, or 63670; or the Illinois counties of Madison or St. Clair.

Individual or their immediate family members who currently work for, are retired from, or are associated with (including students and parents who are members of a PTA/PTO) any public or private school, college, university, or other educational institution in the Missouri counties of Crawford, Dent, Franklin, Gasconade, Iron, Jefferson, Lincoln, Maries, Miller, Montgomery, Osage, Phelps, Pulaski, St. Charles, St. Francois, St. Louis, Warren, or Washington qualify for membership, as do the Bakersfield R-IV Schools (Ozark County) or Centerville R-I Schools (Reynolds County); or Jerseyville (Jersey County), Madison (Districts 1, 13, 14, 15 and Region III), Springfield, IL Catholic Diocese Schools (Sangamon County), Southwestern (Jersey County) in Illinois.

See current membership details.

Vantage Credit Union $250 Checking Bonus

What you’ll get: $250 bonus
Account Type: Checking
Availability: IL, MO (Bank Locator)
Direct Deposit Requirement: No
Credit Inquiry: Hard Pull
ChexSystems: Yes
Credit Card Funding: Up to $5,000
Monthly Fees: None with eStatements
Early Account Termination fee: Not listed
Household Limit: Not listed

$250 Offer at Vantage Credit Union

(Expires 09/30/2025)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

To receive a $250 bonus, open a new Vantage Credit Union (VCU) checking account as the primary owner during the offer dates of July 1, 2025 – September 30, 2025 and provide promo code LN132CK on the account application.
Promo code is required and must be listed on the application to be eligible for this offer.
Bonus is subject to IRS reporting and will be deposited into the new checking account by December 31, 2025.

To receive a $250 bonus, open a new Vantage Credit Union (VCU) checking account as the primary owner during the offer dates of July 1, 2025 – September 30, 2025 and provide promo code LN132CK on the account application.
Promo code is required and must be listed on the application to be eligible for this offer.
Bonus is subject to IRS reporting and will be deposited into the new checking account by December 31, 2025.
Checking account must be open with a balance of zero or more and in good standing without any court orders pending against the account at the time of the bonus deposit in order to receive the bonus.
Annual Percentage Yield (APY) rates effective 7/1/2022 and may change at any time before opening an account.
Checking account APYs range from 0.00% – 1.25% on balances of $0.01 – $5,000 depending on account type and usage, and are accurate as of 7/1/2025.
Rates, terms, and fees are subject to change any time after account opening. Fees may reduce earnings.
Offer is valid only for new checking accounts.
Individuals who are the primary owner on an open VCU checking account or one that has closed within 12 months prior to opening new checking account in conjunction with this offer are not eligible to receive the bonus.
Eligibility for this offer will be verified prior to providing the bonus.
One offer per household. Cannot be combined with any other checking account offer.
No minimum balance on checking account required for bonus.
Federally insured by NCUA.
Membership eligibility required.

Bottom Line

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*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*

*Check back on this page for updated Vantage Credit Union promotions, bonuses, and offers.