If you are interested in learning more about Vantage West Credit Union promotions, bonuses, and offers, be sure to keep reading!
Update 10/8/24: There’s currently a $300 checking bonus available through 10/31/24.
About Vantage West Credit Union Promotions
Established in 1935, Vantage West Credit Union has been serving the communities of Arizona to help them thrive financially. Since then, they have expanded to 9 locations across the state.
| Eligibility: You’re eligible for membership if you live, work, worship, attend school, or volunteer in certain counties such as Pima, Pinal, Cochise, and Maricopa. For more information please see the Membership Requirements. |
I’ll review the offers below.
Vantage West Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type Checking Account
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $2,000
- Monthly Fees: $12, avoidable
- Early Account Termination Fee: Bonus forfeit if account is closed within 6 months.
- Household Limit: None
(Expires 10/31/2024)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
EARN BONUSFINE PRINT
- Now through October 31, new Vantage West Members are eligible for one of two bonus rewards options:
- To qualify for the 30,000 Rewards Points bonus ($300 cash value), you must open a new Vantage West Membership and a Premium Rewards Checking account and complete each of the following within 60 days of account opening:
- Deposit an aggregate total of $1,000
- Complete 1 debit card transaction (transaction must be completed with the associated debit card) OR
- To qualify for the 15,000 Rewards Points bonus ($150 cash value), you must open a new Vantage West Membership and an Essential Checking account and complete each of the following within 60 days of account opening:
- Deposit an aggregate total of $500.
- Complete 1 debit card transaction (transaction must be completed with the associated debit card).
- Offer only available to non-Members who have not had a relationship with Vantage West in the past 6 months.
- Your checking account must remain open for at least 6 months. If it is closed within 6 months of the open date you may be responsible for reimbursement of any bonus awarded.
- Limit one new Premium Rewards or Essential Checking account, per Membership and per Member, will be eligible for the bonus.
- Offer valid for new Premium Rewards and Essential Checking accounts only.
- Members with any existing Vantage West relationship are not eligible for the bonus.
- Conversions between Premium Rewards and Essential Checking are not eligible for the bonus.
- Offer cannot be combined with any other offers associated with opening a checking account.
- This new Member bonus is only available through October 31, 2024.
Vantage West Credit Union $200 Checking Bonus
Earn a $200 bonus and points when you open a new checking account!
Vantage West Credit Union is offering a $100 bonus and 10,000 rewards points ($100 value) when you open a new qualifying checking account. You must be a business owner to take part in this promotion.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: AZ
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $2,000
- Monthly Fees: $12, avoidable
- Early Account Termination Fee: Bonus forfeit if account is closed within 6 months.
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How to Earn Bonus
EARN BONUSFINE PRINT
- $100 bonus for new Members who open a Vantage West Essential Checking account and set up a $500 Direct Deposit.
- $100 bonus + 10,000 Rewards Points (a $100 cash value) for new Members who open a Vantage West Premium Rewards checking account, set up a $500 Direct Deposit, and use their debit card.
- Checking account must remain open for at least 6 months.
- If it is closed within 6 months of the open date you may be responsible for reimbursement of any bonus awarded.
- Account must be in good standing at the time the bonus is awarded.
- Limit one new checking account per Membership.
- Offers valid for new checking accounts only.
- Any business owner with employees that live, work, worship, or volunteer in Pima, Pinal, Maricopa, or Cochise counties is eligible for the program.
Vantage West Credit Union $100 Checking Bonus
Earn a $100 checking bonus with Vantage West Credit Union!
VantageWest Credit Union is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 bonus
- Account Type: Premium Checking Account
- Availability: AZ
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $2,000
- Monthly Fees: $12, avoidable
- Early Account Termination Fee: Bonus forfeit if account is closed within 6 months.
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How to Earn Bonus
EARN BONUSFINE PRINT
- $100 bonus for new Members who open a Vantage West Premium Checking account
- $20 minimum opening deposit
- Must be a Pima Community College faculty and student
- Checking account must remain open for at least 6 months.
- Account must be in good standing at the time the bonus is awarded.
- Limit one new checking account per Membership.
- Offers valid for new checking accounts only.
- Must be a Pima Community College faculty and student
Vantage West Credit Union $20 Referral Bonus
Earn a $20 Referral Bonus
Vantage West Credit Union is offering $20 bonus when you refer new members to open an account and meet the eligible requirements!
- What you’ll get: $20 bonus
- Account Type: Any Account
- Availability: AZ
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
EARN BONUSFINE PRINT
You’ll each get $20 once your friend or family member opens any qualifying account relationship with us:
- $100 or more in total deposits at account opening in any Vantage West savings, checking, IRA, or certificate
- $1,000 or more in total auto, home or other consumer loan balances; or in Visa® credit card or Home Equity Line of Credit (HELOC) revolving credit
- Referrer must be a Vantage West Member and cannot be affiliated with the new account.
- Deposit product(s) must remain open for at least 6 months. If it is closed within 6 months of the open date, the account may be debited the amount of the bonus paid.
- The cash bonus will be deposited to your share account within 7 days of account opening if the qualifications are met.
- Your account must be in good standing and not negative at time of bonus deposit.
- The $20 is considered a bonus and is subject to IRS reporting.
- Offer valid for new Members only and excludes Super Saver accounts.
- Licensed dealerships are not eligible for referral rewards.
- Can’t be used in conjunction with any other discounts or promotions.
- Employees not eligible.
- Federally insured by NCUA.
Vantage West Credit Union $200 Business Checking Bonus (Expired)
Earn a $200 bonus when you open a business account!
Vantage West Credit Union is offering a $200 bonus when you open a new business checking account.
- What you’ll get: $200 bonus
- Account Type: Business Checking
- Availability: AZ
(Expires December 31, 2020)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
GAIN THE BONUSFINE PRINT
- Go to a Maricopa County Vantage West Financial Center.
- Open a new Select, Premier, or Community Checking account with a minimum $100 opening deposit.
- Deposit $1,000 within 10 days into a qualifying checking account.
- Perform 10 debit or credit card transactions within 60 days.
- Account must be in good standing at the time the bonus is awarded.
- Your account must be opened in a Vantage West Branch in Maricopa County and in good standing at the time the bonus is awarded.
- Limit one new Select Business Checking, Premier Business Checking, or Community Business Checking, per membership and per EIN/SSN, will be eligible for the bonus.
- The $200.00 is considered a bonus and is subject to IRS reporting.
Vantage West Credit Union $300 Checking Bonus (Targeted) (Expired)
Vantage West Credit Union is offering a $300 checking bonus when you open a checking account. No direct link to offer. Check your mail for this targeted offer. Expire 08/31/2023.
- What you’ll get: $300 bonus
- Account Type: Premium Rewards Checking Account
- Availability: AZ
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $2,000
- Monthly Fees: $12, avoidable
- Early Account Termination Fee: Bonus forfeit if account is closed within 6 months.
- Household Limit: None
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
- Open a new membership with a Premium Rewards checking account
- Deposit $1000 within 60 days
- Make one debit card transaction within 60 days
- Get $300 (paid in 30,000 Rewards Points)
How To Waive Monthly Fees
- Essential Checking: No monthly service fees w/eStatements
- Platinum Rewards Checking: $12 monthly fee. To avoid the fee, you must have a minimum daily balance of $3,000, or combined average daily balance in all deposit accounts of $10,000 or monthly net direct deposit of $750
- Select Business Checking: $10 monthly fee (waived for first 2 months). Maintain one of the following to avoid the monthly account fee:
- Maintain a $1,500 average daily balance
- 10 or more business debit or credit card transactions per month
- $15,000 combine business balances
- Premier Business Checking: $20 monthly fee (waived for first 2 months). Maintain one of the following to avoid the monthly account fee:
- Maintain a $10,000 average daily balance
- Maintain $35,000 in combined business balances (ex: checking, savings, credit)
- Make $1,000 in net purchases per month on VWCU Business debit or credit card
- Community Business Checking: $5 monthly fee. Maintain a $500 average daily balance and eStatements
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Bottom Line
This bonus from Vantage West Credit Union is great because they have soft pull, so opening a new account will not hurt your credit score. In addition, they also offer credit card funding up to $2,000 if you need it.
While they have generous bonuses, VantageWest Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Vantage West Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!
*Check back at this page for updated Vantage West Credit Union promotions, bonuses and offers.
Hard or soft pull?
Just funded my account with $2,000 using my credit card. Barclaycard Arrival and Uber coded as purchase.