The Venmo Credit Card lets you earn custom cash back to send, spend, or even to auto-purchase the crypto of your choice from your Venmo account. Syncing seamlessly with the Venmo app, it’s the simplicity, convenience, and fun you know and love — only more.
| Chase Sapphire Preferred Card 60K Points* | Citi Premier® Card 80K Points* |
| The Platinum Card® from American Express 100K Points* | Capital One Venture Rewards Credit Card 75K Points* |
| American Express® Gold Card 60K Points* | Citi CustomSM Cash Card $200 Bonus* |
| Chase Freedom Flex $200 Bonus* | Chase Freedom Unlimited Card $300 Bonus* |
| Blue Cash Preferred® Card from American Express $350 Welcome Offer* | Blue Cash Everyday® Card from American Express $200 Welcome Offer* |
| Chase Ink Business PreferredSM Card 100K Points* | Chase Ink Business UnlimitedSM Credit Card $750 Bonus* |
| U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus* | Capital One Quicksilver Cash Rewards Card $200 Bonus* |
| Aspiration Zero credit card $300 Bonus* | *Must make minimum spending requirement to earn bonus |
Table of Contents
Venmo Credit Card Summary
| Bonus Available | For a limited time – score a $100 cash back bonus after you spend $1,000 in the first 6 months of account opening. |
| Ongoing Rewards/Benefits | Earn 3% cash back on the category in the category you spend the most.
Earn 2% back on the second-highest category. Earn 1% back on all other purchases. |
| Foreign Transaction Fees | None |
| Annual Fee | $0 |
(Expires 06/30/2022)
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Venmo Credit Card Bonus
For a limited time – score a $100 cash back bonus after you spend $1,000 in the first 6 months of account opening.
Venmo Credit Card Benefits
- Track it all. Keep tabs on card activity in the app, right alongside your crypto purchases and Venmo spending — every purchase, payment, split, and reward. The Venmo app gives you total control.
- Friend-friendly. Pay with the card, then split the cost easily with Venmo friends – just like regular payments. Choose to apply payments from your friends to your Venmo account or directly to your credit card bill.
- Shop virtually. Pull up your card details in the app to shop online everywhere Visa® cards are accepted — even before your physical card arrives. Was your card compromised? Simply request your virtual card in the app and keep shopping.
- Visa no-worry security. Lost or stolen card? Tap in the app to disable your physical card. Tap to enable when you have it back in your hands. The Visa® Zero Liability Policy? keeps you covered the whole time.
Bottom Line
All in all, the Venmo Credit Card is good choice for those who are looking to get rewarded on their top spending category. They offer several perks and benefits that might suit your neeeds. However this card lacks availability as it is only available to select Venmo users.
Make sure to also visit HMB to explore more Venmo Promotions or credit card bonuses. If you’re indecisive of which card best suits you, see our post on the Best Rewards Cards!
looking at the terms (https://www.synchronycredit.com/gecrbterms/html/RewardsTerms.htm) a potentially big “gotcha” is that the spending categories for getting the 3% and 2% bonuses are actually limited, and do not include all mcc codes as you would expect from their advertising. haven’t seen this noted anywhere, but it’s keeping me from signing up (despite receiving the sign-up bonus offer and as an existing venmo user), as i have numerous other cards that overlap the aforementioned categories.