The Venmo Credit Card lets you earn custom cash back to send, spend, or even to auto-purchase the crypto of your choice from your Venmo account. Syncing seamlessly with the Venmo app, it’s the simplicity, convenience, and fun you know and love — only more.
Update 1/24/23: Deal is back and valid until 6/30/23. Shows in Venmo app if eligible.
Venmo Credit Card Summary
| Bonus Available | For a limited time – score a $200 cash back bonus after you spend $1,000 in the first 6 months of account opening. |
| Ongoing Rewards/Benefits | Earn 3% cash back on the category in the category you spend the most.
Earn 2% back on the second-highest category. Earn 1% back on all other purchases. |
| Foreign Transaction Fees | None |
| Annual Fee | $0 |
(Learn more at Venmo)
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 75K Points after $5,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture X Credit Card 75K Points after $4,000 spend within 3 months. |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
| Chase Sapphire Reserve® Card 100K Points + $500 Chase Travel promo creditafter $5,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
Venmo Credit Card Bonus
For a limited time – score a $200 cash back bonus after you spend $1,000 in the first 6 months of account opening.
Venmo Credit Card Benefits
- Track it all. Keep tabs on card activity in the app, right alongside your crypto purchases and Venmo spending — every purchase, payment, split, and reward. The Venmo app gives you total control.
- Friend-friendly. Pay with the card, then split the cost easily with Venmo friends – just like regular payments. Choose to apply payments from your friends to your Venmo account or directly to your credit card bill.
- Shop virtually. Pull up your card details in the app to shop online everywhere Visa® cards are accepted — even before your physical card arrives. Was your card compromised? Simply request your virtual card in the app and keep shopping.
- Visa no-worry security. Lost or stolen card? Tap in the app to disable your physical card. Tap to enable when you have it back in your hands. The Visa® Zero Liability Policy? keeps you covered the whole time.
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Bottom Line
All in all, the Venmo Credit Card is good choice for those who are looking to get rewarded on their top spending category. They offer several perks and benefits that might suit your neeeds. However this card lacks availability as it is only available to select Venmo users.
Make sure to also visit HMB to explore more Venmo Promotions or credit card bonuses. If you’re indecisive of which card best suits you, see our post on the Best Rewards Cards!
looking at the terms (https://www.synchronycredit.com/gecrbterms/html/RewardsTerms.htm) a potentially big “gotcha” is that the spending categories for getting the 3% and 2% bonuses are actually limited, and do not include all mcc codes as you would expect from their advertising. haven’t seen this noted anywhere, but it’s keeping me from signing up (despite receiving the sign-up bonus offer and as an existing venmo user), as i have numerous other cards that overlap the aforementioned categories.