See our Zebit review to get a max of $2,500 to shop. Buy now and pay back over time on thousands of products!

If you haven’t already heard, Zebit is a new platform where users can purchase purchase items online in installments with no interest or fees. Zebit is the place to go if don’t want to add onto your debt and cause credit damage.

In this review, we’ll cover everything you need to know about Zebit. You may be thinking that there is a catch to it, but continue to read on to find out if this service is legit or not.

Table of Contents

What is Zebit?

Zebit is an e-commerce retailer dedicated to helping consumers with credit problems finance their purchases. Rather than charging high interest rates to those who have damaged credit, Zebit does the opposite. With Zebit, you can purchase a variety of products and pay for them over a period of time without any hidden fees.

How Does Zebit Make Money?

You may be wondering how this company is making money. In short, Zebit buys goods at wholesale prices and then resells them at retail prices, so that every sale of goods is profitable. Zebit allows you to pay within a period of time instead of charging you the entire purchase fee up front. Consumers can obtain the goods they need in accordance with convenient conditions.

Zebit customers do not need to use a credit card to pay in advance and earn interest within six months. Instead, they can pay for the purchase within a period of time without paying additional fees.

However, since Zebit needs to use the profit of each product to make money, they cannot offer what other retailers do in providing discounts and sales prices. Therefore, the price you pay at Zebit may be higher than other retailers.

How Does Zebit Work?

Zebit provides customers with interest-free credit lines of up to $2,500. Zebit sells purchased products at wholesale prices. The difference between the wholesale price and the list price is how they make money. Your customers can pay for goods over time without having to pay any commission or interest.

You create a free Zebit account by completing a quick application. Keep in mind that you must be at least 18 years old, and Zebit may verify your identity and your employment or income.

Zebit Market

Zebit Market is a place where you can use Zebit credit to buy products. Basically, this is an e-commerce website with a membership component. Anyone can browse a small selection of products in the Zebit market and then view the available products. However, he cannot check prices or make purchases unless he is logged into his Zebit account.

The Zebit Market offers all types of products but are not limited to:

Electronics
Computers
Furniture
Appliances
Health equipment
Home goods
Kitchenware
Accessories

ZebitLine

To purchase items from the Zebit Market, you can use your credit or debit card, or your ZebitLine credit. Zebit will re-evaluate the payment history of your previously purchased Zebit and can adjust your ZebitLine accordingly. This means that if you continue to pay on time, your ZebitLine will grow. You can also choose to set up automatic payments if you do not miss any deadlines.

ZebitScore

ZebitScore is a measurement of your overall financial situation. ZebitScores are not related to your ZebitLine meaning that ZebitScore will not affect your ZebitLine. They also give suggestions to improve your ZebitScore.

Fees

Zebit does not charge any purchase commissions whatsoever. The price you see will be price you want to pay. When you register and view a product on ZebitMarket, you can see the price at the time of payment and the commission at the time of payment within six months.

Is It Safe?

During the applying process, Zebit uses encryption level similar to banks on its website to ensure that your Social Security number is safe.

How to Open an Account

Simply click this link to get direct to the homepage. Remember that you must be at least 18, employed, retired, or disabled with benefits. Zebit needs access of your Social Security number to confirm your identity but they do not check your credit report.

Bottom Line

If you were looking to purchase items through partial payment plans as well as no interest or fees, then Zebit is the e-commerce retailer for you. Be sure to thoroughly read through this complete review over Zebit.

To maximize your savings, you could use a rewards credit card and a cash back shopping portal to earn points/cash back on your purchases.