The Best 0% Balance Transfer & Purchase Cards are available below from longest 18 months to the lowest 12 months intro period. If you are carrying a high balance and paying interest each month, you can save a lot of money by doing a balance transfer of your balance to a 0% intro offer credit card. It’s important to factor in the balance transfer fee of 3% of your total balance. Some cards below also have sign up bonus which can help you offset the balance transfer fee. After doing a balance transfer, simply pay the minimum each month and pay no interest for the duration of your terms. However, I highly recommend to pay off your balance by the end of your 0% intro period so you will not have to pay any more interest.
No Balance Transfer Fee: Chase Slate is offering 15 months and Discover More is offering 12 months of 0% APR on Balance Transfers. I highly recommend to get those two cards to do balance transfer. It’s like getting a free loan for 12 months at absolutely no cost.
| Credit Card | BT 0% APR | Purchases 0% APR | BT Fee | Annual Fee | Review |
|---|---|---|---|---|---|
| 18 Months | 18 Months | 3% | None | Review | |
| 18 Months | 18 Months | 3% | None | Review | |
| 18 Months | 18 Months | 3% | None | Review | |
| 18 Months | 6 Months | 3% | None | Review | |
| 15 Months | 15 Months | 3% | None | Review | |
| 15 Months | 15 Months | 3% | None | Review | |
| 15 Months | 15 Months | None | None | Review | |
| 12 Months | 12 Months | None | None | Review | |
| Chase Freedom Visa $100 | 12 Months | 6 Months | 3% | None | Review |
| 12 Months | 6 Months | 3% | None | Review | |
| 12 Months | 12 Months | 3% | None | Review | |
| 12 Months | 7 Months | 3% | None | Review |
Related posts:
- Best 0% APR on Balance Transfer & Purchase Cards
- Citi Platinum Select MasterCard Review – 18 Months of 0% APR on Balance Transfers and Purchases!
- Citi Simplicity Card Review- 0% APR for 18 Months on Balance Transfers and Purchases!
- Citi Diamond Preferred Card Review – 0% APR for 18 months on Purchases and Balance Transfers
- Chase Slate Review – $75 Bonus and 15 Months 0% APR on Balance Transfers!
{ 1 comment… read it below or add one }
Hi, definitely a good list. I think you should have included what the BT FEE is. Minimum fee and percentage charged.