BMO Harris Bank $200 Checking Promotion

by Hu$tler on January 6, 2015

in Bank Deals & Bonuses

BMO Harris Bank offers $200 personal checking account bonuses when you set up a direct deposit good through December 31, 2015. No hard pull on your credit with this bonus offer!

BMO Harris Bank $200 Checking Promotion

Harris Bank $200, BMO Harris Bank Promotin, Bank Bonus Harris BankJust open any BMO personal checking such as Portfolio Checking or Select Checking(Everyday Checking gives $150 only) to get $200 in bonuses. Make sure to open with $100 minimum deposit. Accounts available for people living in MN, WI, MO, or IL. Don’t forget enter Promo Code Winterckg8 when applying online.

Accounts Availability:

Offer valid for accounts opened at a BMO Harris location in Minnesota (excluding locations in St. Louis County), Pierce and St. Croix Counties in Wisconsin, Missouri (excluding locations in Jackson, Buchanan, and Clay Counties), and their locations in St. Clair County in Illinois. Even if you don’t live in these areas of MN, WI, MO or IL, I would check with local BMO Harrish branch to see if you can still qualify. No hurt in trying.

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BMO Harris Bank $200 Bonus Information:

  • Sign up Offer
  • Account Type: Everyday/Select Checking
  • Availability: MN, WI, MO or IL. Other branches may let you participate.
  • Expiration Date: 12/31/2015
  • Hard Inquiry: No, just a soft pull.
  • Opening Deposit Credit Card Funding: Yes, up to $1K. Recommend using the Barclays Arrival World($400 sign up bonus) for maximum cash back.
  • Direct Deposit Requirement: Yes($300 or more)
  • Monthly Fee: Yes, $1K Balance to waive $10 monthly fee on Everyday, or $5K to waive $15 monthly fee for Select Checking.
  • Additional Requirements: Minimum opening deposit of $100 is required.
  • Closing Account Fee:  Yes, $50. Must wait 6 months before closing to avoid early closure fee.

In order to receive the incentive, you must establish a qualified direct deposit. A qualified direct deposit is a recurring direct deposit of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency.

I recommend to open the Select Checking to earn $200 bonus if you have $5K to park in order to avoid the monthly fee. The $1K funding will net you another $20 bonus with the Barclays Arrival World. You must do real direct deposit of at least $300 or more, usually employers will let you split your paycheck into a few different banks if you wish.

If you open the Portfolio Checking, you may want to be careful to avoid $25 monthly maintenance fee. They will waive the fee if any one of the following occurs: 1) Average Daily Balance of $25,000 or more for the statement period. 2) paying a BMO Harris consumer mortgage loan or 3) paying a BMO Harris consumer or small business loan, line of credit, or credit card account

Checking Bonus Details:

  • Existing BMO Harris checking customers or if you have closed an account within the past 60 days will not qualify.
  • Only 1 BMO Harris checking account-related bonus per calendar year per household.
  • Each direct deposit must be in an amount of $300 or more and the deposits must occur within 60 days of account opening.
  • Cash incentive will be deposited into your new personal BMO Harris checking account approximately 120 days after account opening.
  • Checking account must remain open for a minimum of 6 months, or the incentive will be debited from the account at closing.

BMO Harris Bank $200 Checking Promotion

Our Verdict:

Open a BMO Harris Bank personal checking account with $100 minimum and set up direct deposit to qualify for up to $200 in cash rewards today. Make sure to read all the fine print of direct deposit requirements and account fee waivers to maximize your savings. We also have a full list of bank promotions from all across the country. Check them out!

BMO Harris Bank

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{ 2 comments… read them below or add one }

Saffron July 23, 2014 at 4:25 pm

I live outside their geographic footprint, and was able to open an account online, AND get the bonus $150.


Hu$tler July 23, 2014 at 4:44 pm

What State are you in Saffron?


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