BMO Harris Bank Review: $150 Checking Promotion

Harris Bank $200, BMO Harris Bank Promotin, Bank Bonus Harris BankBMO Harris Bank offers $1500 personal checking account bonuses when you set up a direct deposit good through July 30, 2015. No hard pull on your credit with this bonus offer!Just open any BMO personal checking with direct deposit to get $150 bonus. Make sure to open with $100 minimum deposit. Accounts available for people living in MN, WI, MO, or IL.

Accounts Availability:

Offer valid for accounts opened at a BMO Harris location in Minnesota (excluding locations in St. Louis County), Pierce and St. Croix Counties in Wisconsin, Missouri (excluding locations in Jackson, Buchanan, and Clay Counties), and their locations in St. Clair County in Illinois. Even if you don’t live in these areas of MN, WI, MO or IL, I would check with local BMO Harrish branch to see if you can still qualify. No hurt in trying.

BMO Harris Bank $150 Bonus Information:

  • Sign up Offer
  • Account Type: Everyday/Select Checking
  • Availability: MN, WI, MO or IL. Other branches may let you participate.
  • Expiration Date: 7/30/2015
  • Hard Inquiry: No, just a soft pull.
  • Opening Deposit Credit Card Funding: Yes, up to $1K.
  • Direct Deposit Requirement: Yes($300 or more)
  • Monthly Fee: Yes, $1K Balance to waive $10 monthly fee on Everyday, or $5K to waive $15 monthly fee for Select Checking.
  • Additional Requirements: Minimum opening deposit of $100 is required.
  • Closing Account Fee:  Yes, $50. Must wait 6 months before closing to avoid early closure fee.

In order to receive the incentive, you must establish a qualified direct deposit. A qualified direct deposit is a recurring direct deposit of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency.

Checking Bonus Details:

  • Existing BMO Harris checking customers or if you have closed an account within the past 60 days will not qualify.
  • Only 1 BMO Harris checking account-related bonus per calendar year per household.
  • Each direct deposit must be in an amount of $300 or more and the deposits must occur within 60 days of account opening.
  • Cash incentive will be deposited into your new personal BMO Harris checking account approximately 120 days after account opening.
  • Checking account must remain open for a minimum of 6 months, or the incentive will be debited from the account at closing.

Open a BMO Harris Bank personal checking account with $100 minimum and set up direct deposit to qualify for up to $150 in cash rewards today. Make sure to read all the fine print of direct deposit requirements and account fee waivers to maximize your savings. We also have a full list of bank promotions from all across the country. Check them out!

BMO Harris Bank

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  1. TL says

    Beware of BMO. I applied for this offer last October. When I did not receive the bonus this Feb as promised 4 mos later, contacted BMO, they first told me to wait another month, then they said they will forward my case for review, then they said promo code was not added to my account. Fortunately I had a copy of chat with rep from last year confirming it was added. Then they went back and checked my DDs and now say they were not qualifying even though after my initial DD last year, previous rep said they were qualified. Now they want documentation of my DD’s. Very shady bank, looks like they will try any excuse not to pay up. Will never deal with them again.

    • Jena says

      I’m having the exact same problem but I don’t have any reference for the promo code that was available when I opened the account in February 2015. Did they pay you your incentive? What was your promo code?

  2. Saffron says

    I live outside their geographic footprint, and was able to open an account online, AND get the bonus $150.

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