With Chase Freedom UnlimitedSM earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. If you add an authorized user and make your first purchase within the first three months, you’ll earn an additional $25 bonus. The Chase Freedom UnlimitedSM lets you earn an unlimited 1.5% cash back on all purchases which you can redeem your cash back rewards at any time and for any amount. The card works best for cardholders who enjoy earning Ultimate Rewards® points with the Chase Sapphire Preferred® in order to convert UR points for better redemption options such as Hyatt or United. Best of all, the Chase Freedom UnlimitedSM has no annual fee!
Chase Freedom Unlimited Card Features:
- Unlimited 1.5% cash back on every purchase – it’s automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Redeem for cash – any amount, anytime
- Cash Back rewards do not expire as long as your account is open
- No annual fee
Why You Should Apply:
$150 Cash Bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Not only are you receiving the $150, but you’ll also an additional $25 bonus by adding an authorized user and make a purchase within 3 months of account opening.
Unlimited 1.5% Cash Back: Most credit cards allow you to earn just 1% on all purchases made; however, with the Chase Freedom UnlimitedSM, you’ll be able to earn unlimited 1.5% cash back on all purchases
The Quadfecta Effect: Especially for cardholders of Chase Sapphire Preferred, Chase Ink Plus, and Chase Freedom, you can convert the cash back into Ultimate Rewards points in order to transfer your UR points to your airline and hotel transfer partners such as Hyatt or United. I personally peg Ultimate Rewards points at 2.1 cents apiece depending on how you use your points.
0% Intro APR on Purchases & Balance Transfers for 15 Months: With 0% Intro APR on Purchases for 15 months, you can make regular purchases and pay no interest for 15 months as long as you make the minimum payment each month. There is also 0% Intro APR balance transfers for 15 months, however the balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater.
No Changing Categories: Some cards have changing categories where you’ll have to sign up for specific bonuses to earn more cash back, but this credit card has just a flat rate of 1.5% on all purchases. This feature makes this card extremely hassle free and simple to use.
No Annual Fee: Some cards require an annual fee to continue being a member, but this card has no annual fee!
$0 Fraud Liability Protection: You are not responsible for unauthorized charges you report to Chase. This means you can use your card with confidence when making purchases.
Chip Card Technology: The new chip cards allow for more security when making purchases. Making transactions in or outside the U.S. through chip-card readers provides more protection for you and your account.
By far the Chase Freedom UnlimitedSM is one of the best cards to use for everyday purchases along with the chance to earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. It is a straightforward, unlimited 1.5% cash back card on all purchases that has benefits comparable to the most popular cashback cards. You’re able to earn rewards on rewards when using this card so be sure to take full advantages of all of its features. For those that want a simple and hassle-free credit card, the Chase Freedom UnlimitedSM might be just for you! For more credit card bonuses, be sure to to check out our full list of Credit Card Bonuses.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.