The highest cash back I’ve seen for Chase Ink Business CashSM Credit! There is a plethora of business credit cards out there, however the Chase Ink Business CashSM Card offers some of the best rewards with $300 cash back signup bonus, no annual fee, and a superb rewards program.
Chase Ink Business Cash Review
Chase Ink Business CashSM Credit offers $300 cash back after you spend $3,000 in the first 3 months from account opening – one of the largest cash amounts ever offered for a business credit card. You receive 5% cash back on the first $25,000 spent in combined purchases at office supply stores, and on cellular phone, landline, internet, and cable TV services. The card also gives 2% cash rebate on the first $25,000 spent in combined purchases on gas and dining expenses, and 1% cash back on all other things. There is a 0% introductory APR for 12 months on purchases and balance transfers. I personally prefer Ink Business Cash to the other Ink cards because you get generous cash back and no annual fee for a business card!
You may not know this, but if you ever sell something on eBay, Craigslist, or do any freelance work, your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID on your application to apply.
Ink Business Cash Features:
- Earn $300 bonus cash back when you spend $3,000 on purchases in the first 3 months from account opening
- Named “A Great Card for Small Businesses” – Kiplinger’s Personal Finance, September 2016
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases and balance transfers
- Employee cards at no additional cost
- No Annual Fee
Ink Business CashSM Credit Card
Whether you are a small business owner or sole proprietors, you’ll need a business credit card that rewards you on purchases geared towards business expenses and keep track of your spending. The Ink Business Cash Card offers online business tools to allow easy managing of accounts, set spending limits on employee cards as well as track expenses and identify potential tax deductions. Rewards are earned as points and 1 point equals 1% or $0.01 cash back. So if you have 5,000 points, they can be redeemed for a $50 check.
Why You Should Apply:
No Annual Fee– Unlike most business credit cards, it doesn’t come with an annual fee! You can sock it away and not have to worry about a single thing!
$300 Cash Back Bonus– Right off the bat, Ink Business Cash gives you $300 cash back when you spend $3,000 within the first three months.
5% Cash Back Categories– You get 5 percent cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, Internet, landline, and cable TV services. Not to mention the 2% on gas and dining expenses up to $25K purchases. For everything else, you’ll earn 1% cash back on all purchases. No limit to the amount of cash back you can earn. Whatever you spend on, you’re sure to get rewarded just for using your card.
Business Features and Protection– Get free monthly statements and quarterly management reports. Your expenses are itemized and categorized to make it easier for you to track your business’ spending. Card holders receive zero liability protection. For any unauthorized purchases made with your Ink business card, you are not responsible to pay a single cent.
Travel Benefits and Perks– Enjoy travel accident insurance, auto rental insurance, roadside dispatch, baggage delay refund, 24/7 real-person customer service, purchase protection, extended warranty, fraud early warning service, etc.
Small-Business Mind Set:
Chase Ink Business CashSM understands small businesses and their needs. This card offers you a chance to get employee cards at no additional cost. This will give you a chance to allow your employees to make necessary purchases in the name of the business without giving up control of the account. You can set each employee to various spending limits anytime you feel like a change is needed. This way your employees’ spending will also help you gain more in cash back. Small businesses are hard to keep up with because of the many moving parts and limited amount of people to oversee but Chase also offers Ink Mobile app. This mobile app will allow you to monitor your business down to the T. You’ll never have to wait to get a surprise, good of bad, since you have your account at the end of your fingertips any day and anytime.
The $300 cash back bonus is only one of the great incentives offered that sets this card apart from the rest. It gives you 5% cash back on office supplies, cable services, and telecom services on the first $25,000 dollars spent in combined purchases. This card has no annual fee and offers a 12 months 0% introductory APR on purchases and balance transfers! With such generous cash back options along with travel and shopping benefits, it is one of the best business credit cards around. Not only can the money you earn off the credit card rewards help keep your business in the black, but it can also make itemizing your purchases a breeze. Do yourself and the business a favor and get your Chase Ink Business CashSM Credit today! Find all your credit card bonuses at our amazing list!
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.