For a special promotion, Discover it® for Students with $20 Cash Back after you make your first purchase within 3 months of approval. One of the most popular student credit cards, it lets you earn 5% cash back for Restaurants and Movies purchases on up to $1,500 – April through June 30, 2015 when you sign up for 5%*. Then 1% cash back on all other purchases! If you are in college, this is a great card to build credit, earn cash back, and pay no annual fee.
- Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
- No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won’t increase your APR.*
- 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
- Free FICO® Credit Score on monthly statements, online and in our mobile app.*
- Call for 100% U.S.-based customer service day or night. Or get text alerts when your payment is due. And free mobile app helps you stay on top of your account.
- New Freeze ItSM on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
- Each Discover purchase is monitored. If it’s unusual, you’re alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
- *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
Discover It For Students: The Best Student Credit Card
5% Cash Back
With 5% cash back in revolving categories throughout the year, you’ll be earning cash back on up to $1,500 on purchases such as restaurants, gas stations, movies, etc. For all other purchases, you’ll earn 1% Cashback with no maximum.
Discover Cashback Quarterly Categories 2014:
- January-March 2014: Sign up to get 5% Cashback Bonus on up to $1,500 in purchases at restaurants and for movies.
- April-June 2014: Sign up right now to get 5% Cashback Bonus* on up to $1,500 in purchases for Fresh for Spring.
- July-September 2014: Sign up begins on June 1st to get 5% Cashback Bonus on up to $1,500 in purchases for Summer Break.
- October-December 2014: Holiday Shopping – 5% cash back on up to $1,500 in purchases for Holiday Shopping
ShopDiscover: Up to 20% Cash Back
Just like all Discover cards, you can shop online through ShopDiscover to get up to 20% cash back! Get 5-20% Cashback whenever shopping through ShopDiscover from major online retailers such as Macy’s, Dell, Groupon, Jcpenny, Kmart, and many more partners.
No Annual Fee
No annual fee for you or for any additional cardholders. There is also no overlimit fee, no foreign transaction fee, no pay-by-phone fee, no late fee on your 1st late payment, and no interest rate increases for paying late! This sounds pretty darn good especially for a Student card!
- Purchase Protection: Your purchases made with your Discover card are protected for the first 90 days against theft or accidental damage. Up to $500 in coverage per purchase.
- Extended Product Warranty: Get an additional year of coverage on your existing warranty of 36 months or less for no additional cost.
- Return Protection: Return any qualifying purchase to Discover within 90 days for up to a $500 refund, even if the store won’t take it back.
- $0 Fraud Liability Guarantee: If your card or account number is ever used fraudulently, you won’t be responsible for those charges.
Unlike a debit card, the Discover it® for Students will help you build a credit history while you are in college. Build your credit score over time with every purchase when you pay your bills on time, which is essential when you apply for loans or get a job in the future. It’s an excellent choice to take advantage of the $20 bonus cashback promotion along with their amazing rewards program. I definitely recommend the Discover it for Students with major advantages such as $0 liability for unauthorized transactions, online account management, and discounts on products and services at participating retailers. Find more credit card promotions on our extensive list!