Learn more about 1st Advantage Federal Credit Union promotions, bonuses, and offers here!

Update 7/18/25: There’s currently a $200 checking bonus available for a limited time.

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About 1st Advantage Federal Credit Union Promotions

1st Advantage Federal Credit Union is a not-for-profit financial institution structured to help save you more money and pay you higher dividends while providing convenient tools and personal, knowledgeable service.

Membership: Anyone who lives, works, worships or attends school in select counties of Virginia and North Carolina. Be an immediate family members of current 1st Advantage members.

I’ll review the offers below.

1st Advantage Federal Credit Union $200 Checking Bonus

1st Advantage Federal Credit Union is offering a $200 bonus when you open a new checking account

What you’ll get: $200 bonus
Account Type: Checking
Availability: VA, NC (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Unknown
ChexSystems: Unknown, let us know
Credit Card Funding: Unknown
Monthly Fees: $0-$7; see below
Early Account Termination Fee: If the new account is closed within the first 90 days, there is a $15 early closing fee.
Household Limit: None listed

$200 Offer at 1st Advantage Federal Credit Union

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Earn $200 cash when you open a qualified checking account. Choose between Preferred Checking, Premier Checking, or Free Advantage Checking and meet the following requirements to earn $200:
Sign up for eStatements
Have a recurring direct deposit
Make purchase of $200 or more using your 1st Advantage Debit Mastercard within the first 60 days of opening
Incentive will be credited to the checking account 60-90 days after opening.

To be eligible for the $200 cash bonus, you must open a Premier, Preferred, or Free Checking Account, sign up for eStatements, have one monthly recurring direct deposit going into your Checking Account, and spend $200 or more using your 1st Advantage Debit Mastercard within 60 days of account opening.
The account must remain open and in good standing for 90 days.
If new account is closed within the first 90 days, there is a $15 early closing fee.
Account will be reviewed once during a 60-90 day period to qualify for incentive.
Incentive will be credited to the checking account 60-90 days after opening.
This is a limited time offer and 1st Advantage reserves the right to cancel the promotion without notice.

How To Waive Monthly Fees

Free Advantage Checking: None
Premier Checking: $5 monthly fee
Preferred Checking: $7, waivable with $250 average daily balance

Bottom Line

If you live in Virginia, hurry and snag this awesome bonus from 1st Advantage Federal Credit Union. Feel free to comment below and let us know about any additional information we may have missed. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.

While 1st Advantage Federal Credit Union does have competitive CD and Savings rates for a traditional bank, it is still hard to beat online banks. Therefore you may want to check out our full list of Bank Rates and CD Rates.

Compare 1st Advantage Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, U.S. Bank, and more!