Available to those in California, 1st United Credit Union is offering you a chance to earn high interest CDs that go up to a 3.00% APY Rate. 1st United Credit Union is currently offering a 3.00% APY 40-Month CD Special for a limited time. To find the closest location to you, see the following locator. 1st United Credit Union offers CD rates from 6-months to 84-months, and by joining 1st United Credit Union, you’ll get to enjoy simple and easy to manage CDs. Just make sure that you maintain a minimum balance of $1,000 in order to receive the APY. I would recommend going with their 40 month CD as it is currently the highest with a 3.00% APY Rate.
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| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Sallie Mae | 4.35% APY 10-Month CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| Sun Canyon Bank | 3.87% APY 11-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| Quontic Bank | Up to 3.75% APY CD | Review |
| GreenState Credit Union | 3.65% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.55% APY 15-Month CD | Review |
| Blue Federal Credit Union | 3.50% APY 9-Month No Penalty CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
1st United Credit Union:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! 1st United Credit Union’s Best CD Offer pays the highest APY rate with a 3.00% APY rate on their 30-Month term which is also their current promotion. If you’re interested in making a higher rate than a traditional savings account then make sure to check out 1st United Credit Union’s CDs. And remember, your CDs are NCUA insured so invest in a CD today!
Special CD Rates:
| Term | APY Rate | Minimum Deposit | How They Compare |
| 30-Month CD | 2.50% | $1,000 | Best 24-Month CD Rates |
| 40-Month CD | 3.00% | $1,000 | Best 36-Month CD Rates |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 6-Month CD | 0.25% | $1,000 |
| 12-Month CD | 0.75% | $1,000 |
| 24-Month CD | 1.40% | $1,000 |
| 36-Month CD | 1.60% | $1,000 |
| 48-Month CD | 1.90% | $1,000 |
| 60-Month CD | 2.10% | $1,000 |
| 84-Month CD | 2.25% | $1,000 |
*Rates Effective as of 07/30/2018
CD Features:
- Above-market rates
- Flexible terms between 6 and 84 months
- Low $1,000 minimum
- Insured to $250,000 by the NCUA
Bottom Line:
Looking for a short term or long term CD? Then look no further as 1st United Credit Union offers you a standard and simple range of CD rates that go up to 3.00% APY. All you need to do is to pick your CD term, and have a minimum opening deposit of $1,000. Earn a 3.00% APY 40-Month CD Special with the 1st United Credit Union. You can have peace of mind that 1st United Credit Union is insured up to $250,000 by the NCUA. Sign up for a CD with 1st United Credit Union and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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