Take advantage of 316 Financial promotions, bonuses, and offers here!

Update 10/28/25: There’s currently a $100 checking bonus valid through 11/28/25.

Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC.

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316 Financial $100 Checking Bonus

Earn a $100 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $100 bonus
Account Type: Checking
Availability: Nationwide
Direct Deposit Requirement: No
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination Fee: Not listed
Household limit: None listed

$100 Bonus at 316 Financial

(Expires 11/28/2025)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
Bank of America ($500 bonus offer)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a checking account by November 28 using promo code RELEVANT
Make one debit card purchase by December 12
Get $100 deposited into your account by December 31

Deposit accounts can be opened with as little as $1. Promotional credit may be reported as interest on a 1099-INT if over $10.
Important Notice Regarding Promotional Bonus Eligibility
At 316 Financial, we are committed to honoring all qualifying deposits as outlined in our promotional materials. However, in rare cases, certain debit card transactions may not be recognized by our systems (for example, transactions that are pending, reversed, or processed in a way that does not post as a standard purchase).
If you believe you have met the requirements of this promotion but have not received your bonus by the designated date, please contact us at 833-316-3167 or email paige.whitaker@bank316.com. Be sure to include the details of your qualifying deposit so we can investigate your claim thoroughly.
We will review your submission and, based on our findings, take the appropriate steps to ensure you receive any eligible rewards.
Only one promo code may be used per person. Promotional offers cannot be combined.
When will I get my $100? We’ll deposit your bonus by December 31, 2025 once you open an account with promo code RELEVANT and make your first debit card purchase.
Do I have to donate the $100? Nope. The $100 is yours to keep. We’re the ones who tithe 10% of profits to ministries and missions.
What kind of debit card purchase counts? Any purchase with your 316 debit card—online or in store—counts. Just make one by December 12, 2025. ATM transactions are considered purchases.
Which account do I need to open? Any 316 Checking Account qualifies. You’ll pick the option that works best for you during the application.
Is my money safe with 316 Financial? Yes. 316 is a division of Primis Bank, Member FDIC.

Bottom Line

Although you can earn a generous bonus from 316 Financial, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare 316 Financial Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!