One might think that as soon as they receive their new credit card in the mail, they can simply use it straight away. This incorrect because you need to activate your credit card to let your bank or credit card company know that you’ve received your credit card and that everything is in order.
After you activate your card, you can make purchases without any issues. Continue reading the post to learn How To Activate A Credit Card!
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Activate Your Credit Card By Phone
The easiest way to activate your new credit card is to call the number printed on the sticker attached to the front of your card or on the letter that came with the card.
Keep in mind that you should use the phone that is associated with your credit card in order to prevent any miscommunication between you and your bank or credit card company. If you used a phone that is not associated with our credit card, such as a work phone, the credit card company might require you to provide additional proof of your identity.
Activate Your Credit Card Online
This is probably the most convenient option because you don’t have to dial any numbers or listen to any automated menus on the phone.
Activate It…or Lose It
If you tend to procrastinate on doing things, such as activating your credit card, it might cause some problems. Some credit card companies will automatically shut your card down if it is not activated within a few months of being issued. However, some card issuers may keep your account open but you may be charged fees.
Don’t stress too much about losing your credit card because this process is meant to be convenient and seamless. The credit card company simply wants to know that the card made it to the right person. To avoid forgetting about activating it, activate it as soon as it arrives in the mail.
Bottom Line
Activating your credit card is a very simple process that some people may overlook because they’re ready to start making purchases. However, this step is crucial in preventing your credit card company from thinking your card has been stolen, and avoiding any fees from unused accounts. Hopefully you found this post useful, if you wish to read more, be sure to check out HMB and see our posts on more Bank Guides as well as the best Credit card bonuses and best savings rates.
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