Find an updated list of Atlantic Union Bank promotions, bonuses, and offers here.
Update 3/26/25: There’s currently a $200 checking bonus available through 6/30/25.
About Atlantic Union Bank Promotions
Established in 1902, Atlantic Union Bank has been offering banking services for over 100 years. They started out in a small rural county and are now a large customer-focused bank. If you are interested in different banking experience, you can see all nationwide bank bonuses for other more suitable offers.
I’ll review the Atlantic Union Bank Promotions below.
Atlantic Union Bank $200 Checking Bonus
Atlantic Union Bank is offering a $200 bonus when you open a new checking account.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: VA, MD NC (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, Sensitive
- Credit Card Funding: Up to $1,500
- Monthly Fees: None with Free Checking
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 06/30/2025)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new checking account online or in person. Be sure to mention the Promo Code 2004U if you open your account in a branch.
- Set up qualifying direct deposits totaling $1,000 or more within 90 days of account opening.
- Receive your $200 Thank You Bonus.
- Eligibility. Offer is available only to individuals who received direct communication with the qualifying Promo Code from Atlantic Union Bank. Receiving this disclosure on its own does not entitle a customer to the offer. All eligible account owners and co-owners must be at least 18 years old and have not owned or co-owned an Atlantic Union Bank personal checking in the last 12 months. Business, fiduciary, estate and trust accounts are not eligible for this offer. Bonus offer cannot be paid to non-resident aliens signing IRS Form W-8. Offer is non-transferable.
- Required activities to qualify for the $200 Bonus.
- Open a Checking Account. Open your first new eligible Atlantic Union Bank checking account between March 3, 2025 and June 30, 2025 (the “Offer Period”) using the Promo Code 2004U. Eligible checking products include: PRISM Checking, Free Checking, Loyalty Checking, Preferred Checking and ThankU Checking. A $25 minimum opening deposit is required. Accounts can be opened in any Atlantic Union Bank branch or online using the URL provided to you in the direct communication. You must provide the Promo Code to a banker at account opening when you apply for a checking account to be eligible for this offer. When opening online using the QR code provided, the Promo Code is automatically applied. AND
- Set up Direct Deposit. Set up and receive qualifying direct deposits totaling $1,000 or more in your new eligible checking account within 90 calendar days of account opening. A qualified direct deposit is an electronic deposit of regular monthly income, such as your salary, pension or Social Security benefits, which are made by your employer or other payer. Non-qualifying deposits such as wire transfers, person-to-person transfers, online and mobile deposits and bank transfers between your Atlantic Union Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Bonus Payment: Your Bonus will be deposited into your new Atlantic Union Bank checking account within 30 calendar days after all requirements are met. Your account must be open and in good standing up to the date the bonus is deposited. If you open more than one Atlantic Union Bank checking account during the Offer Period, your bonus will be deposited into the first checking account opened. This offer cannot be combined with any other offer and is limited to one bonus per new customer and new account.
- Important Tax Information: The Bonus will be reported to the IRS as interest earned on IRS Form 1099-INT in the year received as required by applicable law. Customer is responsible for any applicable taxes and consulting a tax advisor.
Atlantic Union Bank $100/$350/$600 Checking Bonus *Expired*
Earn up to a $600 bonus with Atlantic Union Bank
Atlantic Union Bank is offering up to a $600 bonus when you open a new checking account.
- What you’ll get: Up to $600 bonus
- Account Type: Checking Account
- Availability: VA, MD NC
(Expires August 31, 2020)
| BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- $100 Bonus– In order to qualify for the $100 cash bonus, you must (1) Open a new personal Free Checking or ThankU Checking account by August 31, 2020, AND (2) Maintain the account for a minimum of 180 days, AND, (3) Establish a recurring qualified direct deposit with combined deposits totaling $3,000 or more within 180 days of account opening.
- $350 Bonus– In order to qualify for the $350 cash bonus, you must (1) Open a new personal Loyalty Checking account by August 31, 2020, AND (2) Maintain the account for a minimum of 180 days, AND (3) Establish a recurring qualified direct deposit with combined deposits totaling $20,000 or more within 180 days of account opening.
- $600 Bonus– In order to qualify for the $600 cash bonus, you must (1) Open a new personal Preferred Checking account by August 31, 2020, AND (2) Maintain the account for a minimum of 180 days, AND (3) Establish a recurring qualified direct deposit with combined deposits totaling $30,000 or more within 180 days of account opening.
- The cash bonus will be credited to your new checking account in March 2021, no later than March 31, 2021 after all terms of offer are met.
- Your checking account must be open and in good standing to receive a cash bonus award.
- The cash bonus value will be reported to the IRS as a taxable income.
How To Waive Monthly Fees
- Free Checking: None
- Loyalty Checking: $10 monthly fee, waivable when you maintain a $2,500 minimum daily balance in this account or a $10,000 combined balance in personal Atlantic Union Bank deposit, installment loan and line of credit accounts
- Preferred Checking: $25 monthly fee, waivable when you maintain a $25,000 minimum daily balance in this account or a $50,000 combined balance in personal Atlantic Union Bank deposit, installment loan and line of credit accounts
- ThankU Checking: None
- Essential Business Checking: None
- Enterprise Business Checking: $12 monthly fee, waivable with an average monthly balance of $2,500
- Elite Business Checking: $25 monthly fee, waivable with an average monthly balance of $25,000 or $40,000 in combined deposit balances
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Bottom Line
Lastly, this bonus from the Atlantic Union Bank is great because there are no monthly service fees. Furthermore, you can be sure that money is secure because they are FDIC Insured.
However, while they have a generous bonus, Atlantic Union Bank doesn’t have great rates for CDs and Savings. Additionally, you may want to check out our full list of Bank Rates and CD Rates.
Compare Atlantic Union Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, U.S. Bank, and more!
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*Check back at this page for updated Atlantic Union Bank promotions, bonuses, and offers.
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