If you are looking for good rewards credit card that offers rewards on AT&T purchases, consider looking at the Citi® AT&T Access Card because you can earn ThankYou Points that are redeemable for great rewards.
If you use AT&T and you want to sign up for a new beneficial credit card, this might be perfect for you. You have the opportunity to earn 10,000 Bonus Points after $1,000 in purchases within 3 months of account opening.
This card has no annual fee and gives you an opportunity to earn up to 2x points on purchases from AT&T. You could redeem these points for gift cards, travel rewards, electronics, and more! Start saving money and getting great bonuses by signing up for the Citi® AT&T Access Card today!
|Chase Ink Business PreferredSM Card||80,000 Points||Review|
|Chase Sapphire Preferred® Card||60,000 Points||Review|
|Chase Ink Business UnlimitedSM Credit Card||$500 Cash||Review|
|Chase Ink Business CashSM Card||$500 Cash||Review|
|Chase Freedom®||$150 Cash||Review|
|Chase Freedom Unlimited®||3% Cash Back||Review|
|UnitedSM Explorer Business Card||Up to 100,000 Miles||Review|
|ABOC Platinum Rewards Mastercard®||$150 Cash||Review|
Table of Contents
Citi AT&T Access Card Summary
|Bonus Available||Get 10,000 bonus points after you make at least $1,000 in purchases within the first three months of opening your account.|
|Ongoing Rewards||2 points for every $1 spent on online purchases at eligible retail and travel websites
2 points for every $1 spent on products and services purchased directly from AT&T
1 point for every $1 spent on all other purchases
|Foreign Transaction Fees?||3%|
- No annual fee
- Bonus points
- Good-Excellent credit needed to qualify
- No AT&T perks
- Complicated rewards program
- Foreign transaction fees
Editor’s Alternate Pick
The Capital One® VentureOne® Rewards Card offers a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel.
You'll earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture.
This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card!
AT&T Access Card 10,000 Bonus Points Offer
AT&T’s Access Card’s introductory offer is 10,000 bonus Citi ThankYou points, which is valued to be at around $125. To qualify for this bonus, simply charge at least $1,000 on this card within the first three months of account opening.
Here are some ideas on how to reach the spending limit:
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
What Are Citi ThankYou Points Worth?
Because this is a rewards card, your points’ worth will depend on how you use your points. Each Citi ThankYou point is valued to be at around $0.017, which is above the average value of $0.01 per point across all cards.
The value of each Citi ThankYou point increases to $0.0125 when you redeem your rewards for airfare. This includes a 25% added value when you book through the Citi ThankYou Travel Center.
You can redeem your rewards towards:
- Travel booked via the Travel Center
- Statement credits
- Gift cards
- Debt payments
- Charitable contributions
- Online purchases at Amazon and Best Buy
Additionally, you can also transfer your points to participating airline loyalty programs.
Since there are so many different ways to redeem, it may take awhile to find the best way to maximize your point values. Because of this, it may be easier to go for a more general travel rewards card instead.
AT&T Access Card Top Features
There are many options to choose from when it comes to redeeming your ThankYou points:
- Statement credit
- Gift cards
- Debt payments
- Charitable contributions
- Online purchases at Amazon and Best Buy
The best use of the Citi ThankYou points is through the Travel Center where you can book flights, hotel stays, cruises, and car rentals. Your points will be worth 25% more when redeeming for airfares through the Travel Center.
You can also transfer your points to 15 different airline partners. Check out the full list of participating programs below.
Citi ThankYou Points Transfer Partners
|Cathay Pacific||Asia Miles|
|EVA Air||Infinity MileageLands|
|Garuda Indonesia||Frequent Flyer|
|Jet Airways||Jet Privilege|
|Qatar Airways||Privilege Club|
|Singapore Airlines||Kris Flyer|
|Thai Airways||Royal Orchid Plus|
|Turkish Airways||Miles & Smiles|
|Virgin Atlantic||Flying Club|
All cardholders will benefit from a suite of Citi services, including:
- Citi Private Pass: Buy tickets to concerts, sporting events, comedy shows, and more before they’re open to the general public. Look out for exclusive VIP packages to certain events.
- Citi Concierge: Get 24/7 assistance for booking a flight or hotel stay, arranging a special night out and even finding that gift for that special someone.
- Purchase Protection: You won’t be responsible for a charge that you didn’t authorize, online or otherwise.
- Citi Cards with Apple Pay: Make a purchase quickly and easily, simply through the use of Apple Pay at over 200,000 stores. Compatible with iPhone 6, iPad Air 2, and iPad Mini 3 or later versions.
The Citi® AT&T Access Card provides you with additional benefits such as no annual fees, Citi Private Pass, and decent rewards in these two categories: online shopping and eligible websites, and AT&T products and services. Use this card at eligible retail and travel websites, directly from AT&T, or everyday purchases.
(Click here to apply at Citi.com)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
What’s The Competition?
Below are some of the top competitors to the AT&T Access credit card you should consider.
The Capital One® Quicksilver® Cash Rewards Card offers a one-time $150 cash bonus after spending $500 on purchases within 3 months from account opening.
You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
The Capital One® SavorOneSM Cash Rewards Credit Card offers a one-time $150 cash bonus after spending $500 on purchases within the first 3 months from account opening.
You'll earn an unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees.
|Chase Premier Plus CheckingSM||$300 Cash||Review|
|Chase Total Checking® + Chase SavingsSM||$350 Cash||Review|
|Chase Total Business Checking®||$200 Cash||Review|
|Chase SapphireSM Checking||$750 Cash||Review|
|Simple High-Yield Checking||$500 Cash||Review|
|Discover Bank Online Savings||$200 Cash||Review|
|HSBC Premier Checking Member FDIC||$750 Cash||Review|
|HSBC Advance Checking Member FDIC||$350 Cash||Review|
|Huntington Asterisk-Free Checking®||$150 Cash||Review|
|Huntington 5 Checking||$200 Cash||Review|
|Chase College CheckingSM||$100 Cash||Review|
|You InvestSM by J.P. Morgan||$625 Cash||Review|
|Chase Private Client||$1,250 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$200 Cash||Review|
|Discover Cashback Debit Account||$360 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$500 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|