Do you own a small business? If you find yourself constantly busy, Axos Bank has a great account to help you manage your business! With their Basic Business Checking account, they are offering no monthly maintenance fees, remote deposit, and other additional features to make owning a business easier. For a limited time, you can earn a $200 bonus when opening a new Basic Business Checking account from Axos Bank.
Update 10/10/25: You can currently earn a $200 bonus valid through 6/30/26! If you’re a business owners looking for a starter business account with no monthly fees, here’s a great option!
Axos Bank Basic Business Checking $200 Bonus
- Open Account Today
- Account Type: Basic Business Checking
- Availability: Online, Nationwide
- Direct Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: No
- Monthly Fee: None
- Household Limit: None listed
- Closing Account Fee: $50 if closed within 180 days
(Learn more at Axos Bank)
How To Earn The Bonus
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Maintain an average daily balance of $3,000 over your account’s first few months. You’ll earn up to $50 cashback per calendar month, up to $200 total.
- To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened.
- To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle.
- The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing.
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Every dollar counts when you’re starting out. That’s why new businesses can earn up to $200 opening a new Basic Business Checking account today.
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
There are no monthly service fees
- To be eligible to earn all or a portion of the $200 cash incentive under this promotional offer, a Basic Business Checking account application with the promotional code “START200” must be submitted between 01/30/2025 at 12:00 am PT and 6/30/2026 at 11:59 pm PT. You must be approved for your new Basic Business Checking account and fund the account within 60 days to avoid automatic closure. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC or 1099-INT. Consult your tax advisor. After initial requirements above are met, the amount of incentive earned will depend on meeting the additional requirements outlined below.
- To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened. To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle. The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing. The Basic Business Checking account must remain open for 180 days or an early closure fee of up to $200 may apply.
- This promotion is only available to new Axos Small Business customers who:
- Established their business less than one (1) calendar year from the date of application submission. Proof of formation date may be verified via the Secretary of State or Business Formation documents.
- Have not held primary ownership of any Axos Small Business Banking account at any time.
- This offer cannot be combined with any other new Axos Small Business account introductory incentive/bonus offer unless otherwise expressly stated in the conditions of that offer.
Digital Banking Features
Free with all bank accounts and includes access to free bill pay and free image statements.
Download the Axos Bank mobile app for business to manage your accounts anytime, available for iPhone and Android devices.
Deposit checks remotely using your mobile device.
Pay your bills at no additional cost with our mobile app.
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Bottom Line
Rest assured that Axos Bank is a federally chartered, FDIC-insured, full-service bank, so you know that your funds are safe! If you have had any experiences with this bank, please let us know in the comment section below.
If you’re a heavy debit card user, get rewarded for it! Check out the Axos Bank Rewards Checking account.
In addition to their accounts, they are also offering bonuses for you to earn more money if your pocket. If you are interested, be sure to check out our complete list of Axos Bank Promotions.
If you’re still on the hunt for the best account for you, check out our entire list of bank account promotions.
For more interest bearing account offers, see our list of the best business savings rates, best CD rates and bank rates!
You can view more options through our list of the latest business credit cards and banking promotions.
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