Check out the most recent BancorpSouth promotions, bonuses, and offers here.
Right now, they are offering a $125 bonus when you open a new checking account.
About BancorpSouth Promotions
Established in 1876 at Verona, Mississippi, a new approach to banking was born – an approach built on longevity and the principle that neighbors should help neighbors. It was based on the idea that to better serve a customer is to understand what is right for them. They’ve come a long way since then, but their commitment to being Right Where You Are for what matters most in your life is still the same.
- Availability: AL, AR, FL, LA, MS, MO, TN, TX (Branch Locator)
- Routing Number: 084201278
- Customer Service: 888-797-7711
However, if you don’t live near a branch, you can check out other great bank bonuses, bank rates, and also CD rates found nationwide!
*Compare BancorpSouth Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
I’ll review the current BancorpSouth offers below.
BancorpSouth $200/$250 Checking Bonus
Earn a $200/$250 bonus when opening a checking & savings account
You can receive a $200/250 bonus when you open a new eligible checking & savings account and meet certain requirements.
- Account Type: Performance Checking & Performance Savings account
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Opening Deposit: None listed
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: See below
- Household Limit: 1
- Closing Account Fee: None
(No expiration date)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn The $200/$250 Checking Bonus
- To receive your $250 bonus, you should be a new BancorpSouth customer and open a Performance Checking and Performance Savings account by visiting the link above or visiting a BancorpSouth branch.
- To receive $200, you should be a new BancorpSouth customer and open a Performance Checking account by clicking the link above or visiting a BancorpSouth branch.
- You must set up direct deposit and have at least one direct deposit made within the first 60 days of checking account opening.
- Your debit card should have at least 10 transactions completed in the first 60 days of checking account opening.
- Both checking and savings accounts must be in good standing for 60 days post-opening.
- Bonus will be credited to account within 90 days after all requirements are met.
- Direct Deposit
- Online Banking
- Free Mobile Banking
- Performance Checking: $10 monthly fee waived with $1,000 minimum daily balance or meet Higher Rate requirements
- Performance Savings: $2.50 monthly fee waived with minimum monthly $50 ledger balance
- Must provide PROMO Code from mail collateral on all applications.
- Offer valid 60 days from receipt.
- This offer is nontransferable and only available to those who meet all requirements.
- Standard Performance Checking and Savings account requirements apply. Bonus will be credited to account within 90 days after all requirements are met.
- Limit one bonus per household. Cannot be combined with other offers.
- Non-US residents and individuals under 18 not eligible.
- Value of the incentive may be reported to the IRS, state, or local tax authorities if required by applicable law.
- Account is subject to normal new account opening approval processes and eligibility.
- BancorpSouth employees and immediate family members are not eligible.
- Interest rates and Annual Percentage Yields (APYs) may change at any time without notice.
BancorpSouth $125 Checking Bonus
Earn a $125 bonus when you open a new checking account.
You can receive a $125 bonus when you open a new eligible checking account and meet certain requirements.
- Account Type: BancorpSouth My Way, Second Chance, Performance, Interest Plus, or Heritage personal checking account
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Opening Deposit: None listed
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: None
(No expiration date)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn $125 Checking Bonus
- Open an Account with the invitation number you received in the mail.
- Once approved & your account has been opened, simply establish a direct deposit of $100 or more within 60 days of opening the account.
- Your $125 incentive will be deposited into your new checking account within 30 days of meeting the direct deposit requirement.
- Direct Deposit
- Online Banking
- Free Mobile Banking
- My Way Checking: $100 minimum daily balance or five (5) debit card purchase transactions or at least one (1) Direct Deposit of $100 or more
- Performance Checking: $1,000 minimum daily balance or meet Higher Rate requirements
- Interest Plus Checking: $1,000 minimum daily balance
- Heritage Checking: $500 minimum daily balance
- Only one $125 incentive per household.
- Offer cannot be combined with any other offer.
- Account must remain open, active, in good standing and in the same product type through the qualifying period to receive the incentive.
- In addition, the account must have a positive balance at the time of the incentive payment.
- Offer available only to recipients of this offer who do not already have a personal checking account with BancorpSouth.
- Only one offer per household.
- The value of the incentive may be reported to the IRS, state, or local tax authorities if required by applicable law.
- In the event that we determine in our sole discretion that your account does not meet eligibility criteria or the activity on your account does not qualify as a Qualifying Direct Deposit, we will not be obligated to credit your account with the incentive.
- Offer subject to change at any time.
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Bottom Line
If you live in one of the eligible states, be sure to take advantage of this promotion to earn a decent bonus. However, be sure you meet the requirements to avoid a monthly fee.
*Check back at this page for updated BancorpSouth promotions, bonuses and offers.
Targeted. Sucks.
After opening the checking account with them, my credit wasn’t affected fortunately. Soft pull confirmed! Really good bonus to get online
It’s all over this blog… check all MI indications and make sure they are not for MO or MS (Missouri or Mississippi).
It’s been fixed, thanks for catching that!
Please check abbreviations for states…. Missouri is MO, Michigan is MI.
Thanks for info , opened the BancorpSouth
My Way checking with $50 opening. Waiting
for bank verification, $250 electronic deposit
then $150 bank bonus