For residents nationwide, Belco Community Credit Union is offering up to 3.00% APY with their Choice Checking Account on balances up to $10,000. After you open the account, all you have to do is have 10 debit card transactions, have a total of $1,000 being directly deposited into the account each month, and be enrolled in e-statements. With this checking account, you may enjoy the features such as free online banking, bill pay, mobile banking and many more! If you’re interested, be sure to sign up for a Choice Checking account with Belco Community Credit Union today!
Editor’s Note: To become a member at Belco, you must live, work, worship, attend school or volunteer in one of the seven counties named in their charter. Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry and York. For complete details, be sure to check our their Membership Requirements.
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Table of Contents
Belco Community Credit Union Checking Info:
- Sign up Offer
- Account Type: SmartMoney
- Interest Rate: 3.00% APY
- Minimum Balance: $0
- Maximum Balance: $10,000
- Availability: Nationwide (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Soft Pull
- Opening Deposit: $1,000
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None listed
- Additional Requirements: You must complete the requirements every month in order to qualify.
- Closing Account Fee: None listed
Belco Community Credit Union Checking Features:
- Lifetime supply of Free Basic Checks (one box/year)
- Dividends credited monthly
- 24/7 electronic services
- NCUA Insured
How To Earn Up to 3.00% APY Rate:
- Sign up to Belco Community Credit Union and open a SmartMoney account.
- Start earning their APY rate after completing the requirements each month:
- $10,000 minimum average aggregate balance of any combination of loans and deposits.
- 10 plastic card purchases (excludes ATM transactions)
- Visa Debit Card
- Minimum of one direct deposit, Bill Payer transaction, or automatic deduction (ACH withdrawal)
- e-Statements
| Balance Requirement | APY Rate |
| $0 – $10,000.00 | 3.00% |
| Doesn’t meet monthly requirements | 0.05% |
 With the Discover Cashback Debit Account: • Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year. • Anyone can open a Discover Cashback Debit account online • No monthly fees or monthly balance requirements • With over 60,000 no-fee ATMs in the U.S., Discover is always nearby. • Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)! • Manage your account and avoid late fees by paying bills online. • Deposit checks on the go with your phone or automatically with direct deposit. |
Bottom Line:
Belco Community Credit Union is offering a decent reward on their checking account for anyone that wants to join their credit union. This APY includes having to have one direct deposit each month. Not the worst requirements for a rate this high! Remember that if your balance is over $10,000, then you will not receive the full benefits of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
See our most popular Bank Promotions to earn high cash bonuses!
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 With the American Express Blue Business CashTM Card, you'll earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. Plus, earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors. This card comes with no annual fee (See Rates & Fees). Terms Apply. |
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