For those who are a part of BMO Harris Bank, the BMO Harris Bank Cash Back Mastercard® is a cash back credit card for those who spend moderately on gas and groceries. It currently has a welcome offer of $200 bonus cash back when you spend $2,000 within the first three months of account opening
It does not have an annual fee and offers 2% cash back on gas and groceries and an unlimited 1% cash back on everything else. Check out what the BMO Harris Bank Cash Back Mastercard® has to offer down below.
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* The BMO Harris Bank Cash Back Mastercard® is issued by BMO Harris. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Table of Contents
BMO Harris Bank Cash Back Mastercard Summary
|Bonus Available||Get a $200 cash back bonus when you spend $2,000 in the first 3 months from account opening.|
|Ongoing Rewards/Benefits||Earn 2% cash back for every $1 spent on eligible gas and grocery purchases. For up to $2,500 in combined spend each calendar quarter.
Receive 1% cash back on all other purchases.
|Foreign Transaction Fees||3% of each transaction in U.S. dollars|
(Visit the link above to learn more about the cards features)
BMO Harris Bank Cash Back Card $200 Bonus Cash Offer
You can make use of BMO Harris Bank Cash Back card’s $200 bonus cash offer. To qualify for this offer, you’ll need to charge at least $2,000 to your card within the first three months from account opening.
BMO Harris Bank Cash Back Mastercard Benefits
- 2% cash back per $1 spent on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchases
- $100 cash back bonus when you spend $1,000 in the first 3 months of account opening
- 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies based on your creditworthiness.
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies based on your creditworthiness.
- No annual fee
Why You Should Apply for This Card
Earn 2% Cash Back: This card earns 2% cash back on gas and groceries, up to a combined $2,500 in eligible spending per calendar quarter. All other spending, including spending in the 2% categories above the $2,500 quarterly cap, earns an unlimited 1% cash back. You can redeem your cash back for statement credit in $5 increments, starting at a $15 redemption minimum.
Mastercard Priceless Cities: Enjoy the Mastercard Priceless Cities program which can potentially add value to your card if you’re likely to use it. This program offers exclusive access to one-of-a-kind experiences, special adventures, shopping and dining benefits, the best shows and sporting events, hotel upgrades, and small perks that make your city adventures more special.
Travel and Purchase Perks: Get emergency roadside assistance, complimentary rental car insurance, extended warranties, and price protection along with this card.
Need a card you can use on your gas and grocery purchases to get an extra boost on your cash back? The BMO Harris Bank Cash Back Mastercard® is a straightforward cash back credit card that comes with no annual fee and offers 2% cash back on gas and groceries and an unlimited 1% cash back on everything else.
It’s a decent card for those who already have an account with BMO Harris Bank. But if you’re looking for other cash back reward options, feel free to check out our full list of the best credit card bonuses to find out which one suits your needs.
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