Take advantage of Canandaigua National Bank promotions, bonuses, and offers here!

Update 1/22/26: There’s currently a $300 checking bonus available as a limited time offer.

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Canandaigua National Bank $300 Checking Bonus

Earn a $300 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $300 bonus
Account Type: Checking
Availability: NY (Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: Yes but waivable. See below
Early Account Termination Fee: Not listed
Household limit: None listed

$300 Bonus at Canandaigua National Bank

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
Bank of America ($500 bonus offer)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open an Optimum or e-ssentials checking account online and receive $300. Use offer code: 300SWITCH
Set Up e-statement. Enroll in e-statement within the first 30 days.
Set Up Direct Deposit. Initiate direct deposit with at least one direct deposit in the 2nd and 3rd month the account is open.
Use CNB Debit Card. Complete five (5) Point of Sale (POS) Debit Mastercard® debit card transactions in the 2nd and 3rd month the account is open.
Get Rewarded! Receive $300.

Reward Eligibility: This promotional offer is valid only to new Optimum or e-ssentials Checking Accounts opened online with a valid offer code.
To be eligible, the following must occur within the first 90 days following account opening: First 30 days: e-statement enrollment. Days 31-60: one (1) direct deposit and five (5) POS Debit Mastercard® transactions. Days 61-90: one (1) direct deposit and five (5) POS Debit Mastercard® transactions.
If this eligibility requirement is satisfied, your Optimum or e-ssentials Checking Account will be credited in the amount of $300 within 60 days of meeting the eligibility criteria.
Accountholder assumes tax reporting responsibility.
The reward is not available for Optimum or e-ssentials accounts that result from the conversion of any existing checking account.
Deposit Products – Member FDIC

How To Waive Monthly Fee

e-ssentials Checking: A monthly maintenance fee will be charged on every statement date in accordance with the following: with direct deposit AND e-statement – $0, with direct deposit OR e-statement – $3, no direct deposit or e-statement – $8. For each check over 15 processed monthly, there will be a per check charge of $.50.
Optimum Checking: A monthly maintenance fee of $21.50 will be imposed on every statement date if the following balance requirements are not met. A minimum outstanding Freddie Mac Mortgage balance of $150,000, or a minimum combined balance in CNB accounts for the statement period of $20,000. The combined balance for the Optimum account is the average daily balance in checking, savings, money market, certificates of deposit, and Basic Business Checking; and the outstanding balance for auto loans, CNB in-house mortgage loans, personal loans, home equity loans or lines of credit, a Wealth Management, or a Canandaigua National Trust of Florida, or other eligible investment account relationship.

Bottom Line

Although you can earn a generous bonus from Canandaigua National Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Canandaigua National Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!