Take advantage of Capital Bank promotions, bonuses, and offers here!

Update 4/6/26: There’s currently a 10,500 bonus points offer ($105 bonus) valid through 4/30/26.

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Capital Bank $105 Checking Bonus

Earn a $105 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $105 bonus
Account Type: Checking
Availability: NY (Locator)
Direct Deposit Requirement: No
Credit Inquiry: Soft Pull
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: None with Free Checking
Early Account Termination Fee: Not listed
Household limit: None listed

$105 Bonus at Capital Bank

(Expires 04/30/2026)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($425 bonus)
Bank of America ($500 bonus offer)	U.S. Bank Smartly^® Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a new checking account and free Debit Mastercard
Earn 10,000 bonus points when you enroll in uChoose Rewards®.
Earn 500 additional points after your first qualifying purchase.
Please allow up to one week for points to appear in the account.

Offer valid through April 30, 2026.
First time registration of your Debit Mastercard® in uChoose Rewards® must be completed by April 30, 2026 to receive welcome points offer.
A Debit Mastercard® purchase must be made after enrollment and post to your account before April 30, 2026 to earn first qualifying purchase bonus.
Valid only for those not currently enrolled in uChoose Rewards®. Customer can earn 10,500 promotional points maximum.
Please allow up to one week for points to appear in the account.
To earn the 500 bonus points on the first eligible transaction, the Debit Mastercard® must be used as a “credit” or “signature” transaction. HSA accounts are not eligible.

Bottom Line

Although you can earn a generous bonus from Capital Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Capital Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!