Available to residents nationwide, Capital One 360 has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer standard CD rates from 0.60% APY all the way up to an attractive 3.10% APY.
By joining Capital One 360 and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account (See Table Below). There are no minimum balance requirements to open the account and the rate is good for balances up to $1,000,000. Right now, they are having a 2.70% APY 12-Month CD, 3.10% APY 60-Month CD Rates Special. If you are interested, make sure to read on to learn more about Capital One 360’s wide array of CDs or visit any branch now and open your CD today!
| Discover Bank | Up to 2.90% APY | Review |
| Quontic Bank | Up to 2.85% APY | Review |
| CIT Bank | 1.40% APY | Review |
Table of Contents
Capital One 360 CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Capital One 360’s Best CD Offer pays the highest APY rate with a 3.10% APY rate on their 60-Month term. Capital One 360 wants to make you feel supported and helps gain control of your hard earned funds.
CD Rates Increase
| Term | APY Rate | Minimum Deposit | How They Compare |
| 12 Month CD | 2.70% | $0.01 | Best 12-Month CD Rates |
| 60 Month CD | 3.10% | $0.01 | Best 60-Month CD Rates |
Certificates of Deposits Rates
| Term | APY Rate | Minimum Deposit |
| 6 Month | 0.60% | $0.01 |
| 9 Month | 0.80% | $0.01 |
| 18 Month | 2.70% | $0.01 |
| 24 Month | 2.80% | $0.01 |
| 30 Month | 2.80% | $0.01 |
| 36 Month | 2.85% | $0.01 |
| 48 Month | 2.90% | $0.01 |
*Rates Effective As Of 04/05/2019
CD Features
- Interest accrued daily and compounded monthly
- No monthly maintenance fee
- No minimum balance requirement
- FDIC Insured up to $250,000
Bottom Line
Whether you are interested in a short term or long term CD, look no further than Capital One 360. Currently, they are offering you standard and special CD like their 2.70% APY 12-Month CD, 3.10% APY 60-Month CD Rates Special.
All you need to do is to pick your CD term to get started today. Also, you can have peace of mind knowing that Capital One 360 is insured up to $250,000 by the FDIC. So sign up for a CD and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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Is the capitol one special rate 12 month cd still available at the 2.70% rate?
Is the capitol one special rate 12 month cd still available at the 2.70% rate
very interesting info. what i was shopping for.