Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
The Capital One® Savor® Cash Rewards Card provides you the ability to earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening.
This card earns an unlimited 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases!
All the rewards that you have earned through the Capital One Savor Card do not expire.
Use this card on everyday purchases with it’s feasible cash back categories with the knowledge that there is no cap on the miles you can earn with this card! Please keep in mind that there is an annual fee of $95, however, there is a $0 intro annual fee for the first year.
Editor’s Note: Receive a monthly statement credit for a Postmates Unlimited monthly membership($120 value) through Dec. 2019 with the Capital One Savor Card.
Table of Contents
Capital One Savor Cash Rewards Credit Card Summary
Why You Should Apply for This Card
The Capital One Savor allows you to earn unlimited 4% cash back on dining and entertainment.
Dining includes purchases at restaurants, fast-food places, coffee shops, cafes, lounges, bakeries, bars, nightclubs and more.
Entertainment includes tickets purchased for a movie, play, concert, sporting event, tourist attraction, theme park, aquarium, zoo, dance club, pool hall or bowling alley, as well as purchases at record stores or video rental locations.
This doesn’t include purchases like cable, digital streaming or subscription services.
Then, earn 2% cash back at grocery stores. Grocery stores include supermarkets, dairy product stores, specialty market, and meat lockers.
Finally, earn 1% cash back on all other purchases.
The amount of cashback earned on this card is unlimited. Plus, your rewards don’t expire as long as your account remains open.
So, when you’re off enjoying your vacation, you can continue to earn cashback on your purchases without added fees!
Capital One Savor Cash Rewards Credit Card Benefits
- Outstanding Cash Back: Earn an unlimited 4% cash back on dining and entertainment. Then, earn 2% at grocery stores. All other purchases earn 1%!
- Unlimited Rewards: Capital One customers can earn unlimited cash back rewards on dining, groceries, and all other purchases. You don’t have to fuss with sign-ups, limits or change your categories, ever!
- Reward Redemption: Redeem your cash back for any amount and anytime you want. Your rewards will not expire as long as your account is open.
- Security Alerts: Sign up to get personalized emails or text messages to monitor your account.
- Extended Warranty: Capital One provides additional warranty protection at no charge on items that are purchased with your credit card.
- Travel Upgrades & Savings: You can enjoy complimentary room upgrades, early check-in and late check-out, and when available access to a portfolio of Luxury Hotels & Resorts and so much more!
Editor’s Alternative Choice
Here’s how the Capital One® Savor® Cash Rewards Card compares to the Wells Fargo Propel American Express® Card.
The Wells Fargo Propel American Express® Card offers 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value.
You'll earn 3X points for:
• eating out and ordering in
• gas stations, rideshares and transit
• travel including flights, hotels, homestays and car rentals
• 1X points on other purchases
This card comes with no annual fee.
Earn cash back through each swipe and online purchases with the Capital One® Savor® Cash Rewards Card.
Plus, experience flexibility on their amazing everyday categories. Earn an unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases!
If you go out often, you’ll definitely want this card in your wallet. Take advantage of the cashback ability you’ll easily earn on all purchases, every day! See our full list of credit card promotions for all your credit card needs!
Learn more about this card and its features here.
What’s the Competition?
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®!
You'll earn 2X points on travel and dining at restaurants worldwide; 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value!
The Blue Cash Preferred® Card from American Express offers a $250 statement credit after spending $1,000 in purchases on your new Card within the first 3 months.
You'll earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. In addition, you'll earn 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses & more.
The card does come with a $95 annual fee.
The Capital One® Venture® Rewards Credit Card offers a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening (equal to $500 in travel). Named ‘The Best Travel Card' by CNBC, 2018.
You're able to earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture.
This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®.
The Chase Freedom® Card offers a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
You'll earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and an unlimited 1% cash back on all other purchases. You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
This card has no annual fee and you'll get a free credit score that's updated weekly with Credit JourneySM.
The Capital One® Quicksilver® Cash Rewards Card offers a one-time $150 cash bonus after spending $500 on purchases within 3 months from account opening.
You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
|Chase Ink Business PreferredSM Card||80,000 Points||Review|
|Chase Sapphire Preferred® Card||60,000 Points||Review|
|Chase Ink Business UnlimitedSM Credit Card||$500 Cash||Review|
|Chase Ink Business CashSM Card||$500 Cash||Review|
|Chase Freedom®||$150 Cash||Review|
|Chase Freedom Unlimited®||3% Cash Back||Review|
|UnitedSM Explorer Business Card||Up to 100,000 Miles||Review|
|ABOC Platinum Rewards Mastercard®||$150 Cash||Review|