Take advantage of Carter Bank promotions, bonuses, and offers here!

Update 12/24/25: There’s currently a $300 checking bonus available for a limited time!

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Carter Bank $300 Checking Bonus

Earn a $300 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $300 bonus
Account Type: Checking
Availability: NC, VA (Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: None with Lifetime Free Checking
Early Account Termination Fee: Not listed
Household limit: None listed

$300 Bonus at Carter Bank

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
Bank of America ($500 bonus offer)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open your new Carter Bank checking account.
Qualifying 90 days starts on the day the account is opened.
Over these 90 days, qualification requirements include setting up and direct deposits totaling $1000; and maintaining an average daily balance of $500.
The $300 cash incentive will be deposited into the same account within 30 days after the 90th day and only if all qualifications are met.

Offer available for a limited time and only on new Lifetime Free, Lifetime Plus, and 50+ Interest Checking Accounts.
Terms are subject to change without notice.
Qualifying 90 days starts on the day the account is opened.
Over these 90 days, qualification requirements include setting up and direct deposits totaling $1000; and maintaining an average daily balance of $500.
All deposits and average daily balance must be in place by 8PM eastern standard time on the 90th day.
The $300 cash incentive will be deposited into the same account within 30 days after the 90th day and only if all qualifications are met.
The annual percentage yield (APY) for the 50+ interest checking is .05%.
The minimum balance to earn the stated APY is $.01.
The APY for Lifetime Plus checking $0 – $15,000 is 5.00% and $15,000.01 up to $999,999,999.99 is 5.00% – .50% based on a blended rate and qualifying events.
Rates are accurate as of November 6, 2025. $100 to open each account. Fees may reduce earnings.
All rates, terms, and products are subject to change after account opening.

Bottom Line

Although you can earn a generous bonus from Carter Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Carter Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!