Take a look at the latest Centra Credit Union promotions, bonuses, and offers here.
Update 11/24/25: There’s currently a $600 checking bonus valid through 12/31/25.
About Centra Credit Union Promotions
Centra Credit Union is headquartered in Columbus and is the 6th largest credit union in the state of Indiana. It is also the 223rd largest credit union in the nation. It was established in 1940 and as of December of 2022, it had grown to 385 employees and 155,264 members at 25 locations. Centra Credit Union’s money market rates are 9X the national average, and it has an A health rating.
| Eligibility: Membership in Centra Credit Union is open to those who live or work in the Indiana counties of Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, or White and 8 townships in Marion County, or the Kentucky counties of Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, or Trimble. See membership details here. |
Centra Credit Union $600 Checking Bonus
- What you’ll get: $600 bonus
- Account Type: Checking Account
- Availability: IN, KY (Branch Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- Become a Centra Member and get $6001 when you complete these simple steps:
- Open a Cashback or High Interest Checking account.
- Sign up for electronic statements.
- Receive at least $500 in direct deposits each month for two consecutive months.
- Use promo code GET600 when you open your account.
- Must use promo code “GET600” at account opening.
- To qualify for this offer, you must qualify for Membership with Centra and cannot be a current Member of the Credit Union.
- Offer is available when you become a Centra Credit Union Member, open a Cashback Checking or High Interest Checking account, and complete the following qualifying activities: sign up for eStatements and receive at least $500 in direct deposits each month to the new checking account for two consecutive months.
- The account must be opened between November 1, 2025, and December 31, 2025.
- You will have 90 days from the date you open your checking account to complete qualifying activities.
- The earned incentive will be deposited into your Member Loyalty Account on or around the 5th of the month following the end of the qualification period.
- For tax purposes, you will receive a Form 1099-INT for the bonus.
- Offer cannot be combined with any offers.
How To Avoid Monthly Fees
- Cashback Checking: No monthly maintenance fees
- High Interest Checking: $5 monthly fee waive with Direct Deposit and eStatements
- Business Community Checking: No monthly maintenance fee
- Small Business Checking: No monthly maintenance fee
- Select Business Checking: No monthly maintenance fee if you maintain an average daily balance of $10,000 or more (otherwise monthly fee is $15)
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Bottom Line
Be sure to check out this promotion from Centra Credit Union. Additionally, if you have any information about whether or not this triggers a hard or soft pull, please let us know in the comments.
You can check out other great bank bonuses, bank rates, and also CD rates found nationwide!
Compare Centra Credit Union with other bank bonuses from institutions like Chase, Huntington Bank, TD Bank, Bank of America, Citi, Discover, & CIT Bank.
Furthermore, you will gain instant access to a wide range of account features and services catered towards your financial needs!
*Check back at this page for updated Centra Credit Union promotions, bonuses and offers.
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