Chase Bank CD Account Review: 0.02% to 0.90% APY CD Rates (Nationwide)

It’s never too early to begin saving. Talk with a banker at Chase Bank to see how CDs help you put money aside for a better future. You pick the term and earn a fixed rate of return on Chase Certificates of Deposits. You can choose a term as short as 1 month or as long as 120 months, with rates starting from 0.02% APY to as high as 0.90% APY. With a CD, you’ll always know exactly what interest rate you’ll receive during the term. And you can easily roll you CD over at the end of its term to keep your savings growing!

Chase CD rates are determined by your balance at the beginning of your CD term. Therefore, with a higher balance you can earn better interest rates. Footnote (Opens Overlay) The CD rate and term is fixed through the maturity date.

Chase Bank CD Information:

• Apply Now
  
• Account Type: CD Account
• APY Rates: 0.02% – 0.90%
• Availability: Nationwide
• Locations: Nationwide (locator)
• CD Lengths: 1 – 120 months
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Opening Deposit: $1000
• Maximum Balance: $100,000
• Additional Requirements: None
• Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
• Renewal Policy: Yes, you will have 10 days after maturity to withdraw or cancel the automatic renewal.

Chase Bank CD Terms:

• 0.02% APY for a 1-Month CD
• 0.02% APY for a 2-Month CD
• 0.02% APY for a 3-Month CD
• 0.02% APY for a 6-Month CD
• 0.02% APY for a 9-Month CD
• 0.02% APY for a 12-Month CD
• 0.05% APY for a 15-Month CD
• 0.15% APY for a 18-Month CD
• 0.15% APY for a 21-Month CD
• 0.15% APY for a 24-Month CD
• 0.15% APY for a 30-Month CD
• 0.15% APY for a 36-Month CD
• 0.25% APY for a 42-Month CD
• 0.25% APY for a 48-Month CD
• 0.35% APY for a 60-Month CD
• 0.35% APY for a 84-Month CD
• 0.90% APY for a 120-Month CD

Why You Should Apply for This Account:

Easy to Open: If you have a personal Chase checking account, you can open your CD account online using your existing checking or savings account to fund your CD.

Peach of mind, at no extra charge: Like Chase savings accounts, CDs have the security of FDIC insurance. The base coverage amount is $250,000 for each depositor for all combined deposits in the same bank. However, if you have joint and individual accounts, you and your spouse may be eligible for additional coverage.

Better Interest Rate: With a CD you commit the amount you want to save for a specified period of time and lock in your rate at account opening, but there are penalties for early withdrawal. CDs may come with the benefit of higher interest rates than our traditional savings accounts.

FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.

Bottom Line:

Check out Chase Bank online CD accounts and earn interest rate up to 0.90% APY. With a low opening minimum deposit of $1,000 and no fees, you will definitely get a satisfying return on your investment. Keep in mind that you won’t be able to access your funds once you sign up. This is a great chance to invest in a high-interest CD account from Chase Bank. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 18.99% to 29.99% You'll earn • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). • 6% Cash Back on select U.S. streaming subscriptions. • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). • 1% Cash Back on other purchases. Get $7 back each month after using your Blue Cash Preferred Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required. The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees) Terms Apply. Learn More About This Card