Owners of the Chase Freedom or Chase Freedom Flex cards will be happy to hear that Chase has officially announced their 5% cash back categories for the fourth quarter (Q4) of 2022. Cardholders will be able to earn cashback on purchases for various categories in quarter 4 (Q4) from October until the end December.
The activation link is conveniently placed below for Chase Freedom / Freedom Flex cardholders. Sign up to enroll for the quarter 1 (Q1) 5% cash back categories!
If you’re not a Chase Freedom cardholder, then you might want to hear about its fantastic benefits. See our review of the Chase Freedom Flex card for its features and benefits.
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Table of Contents
Chase Freedom Flex Summary
The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.
• Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• 5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
• Unlimited 1% cash back on all other purchases
You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
This card has no annual fee.
Chase Freedom 2022 Fourth Quarter Categories
Walmart and purchases made using PayPal
(Activate Your 5% at Chase)
Chase Freedom Flex / Freedom 5% Cashback Categories
Below are the categories for 2023:
- January-March 2023: Grocery Stores (excluding Walmart), Target, Fitness Clubs & Gym Memberships
- April-June 2023: TBA
- July-September 2023: TBA
- October-December 2023: TBA
Below are the categories for 2022:
- January-March 2022: Grocery Stores (excluding Target® and Walmart®) and eBay
- April-June 2022: Amazon.com and on Select Streaming Services
- July-September 2022: Gas Stations, Car Rental Agencies, Movie Theaters and on Select Live Entertainment
- October-December 2022: Walmart & Purchases made using PayPal
Below are the categories for 2021:
- January-March 2021: Wholesale Clubs, Internet, Cable, & Phone Services, Select Streaming Services
- April-June 2021: Gas Stations & Home Improvement Stores
- July-September 2021: Grocery Stores (excluding Target & Walmart) and Select Streaming Services
- October-December 2021: PayPal and Walmart
Below are the categories for 2020:
- January-March 2020: Gas stations, select streaming services and internet, cable and phone services
- April-June 2020: Grocery stores (excluding Target and Walmart), select streaming services, gym memberships and fitness clubs
- July-September 2020: Amazon.com and Whole Foods Market
- October-December 2020: Walmart and PayPal
The Chase Freedom® card offers a fantastic introductory 0% APR on purchases and balance transfers and no annual fee. Additionally you can earn 5% cash back on select categories.
You can keep up with the other Chase Freedom / Freedom Flex 5% Categories:
- Chase Freedom First Quarter 5% Cash Back Categories
- Chase Freedom Second Quarter 5% Cash Back Categories
- Chase Freedom Third Quarter 5% Cash Back Categories
(Activate Your 5% at Chase)