When you set up direct deposit for a new job, your employer will ask you for the routing number and account number from your bank account. A routing number is a 9-digit code that is assigned to a bank or credit union so that it can make transactions with other financial institutions.
This number is used during money transfers to identify where the customer originally opened the account. It’s also used to distinguish banks or credit unions with similar names. You can find your Chase Routing Number at the bottom of your checks. Your routing number will be useful for many tasks such as:
- ACH payments
- Setting up direct deposit
- Receiving benefits from the government, including tax refunds
- Transferring money between accounts at different banks or investment firms
- Automatic bill payment
- Domestic wire transfers
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Chase Routing Numbers by State
Here is a full list of the Chase routing numbers for each state:
|State||Chase Routing Number|
|New York — Downstate||021000021|
|New York — Upstate||022300173|
If you don’t see your state or region listed above, or you’re not sure where you opened your account, continue reading to find out other ways to locate your Chase routing number.
What is a Routing Number?
A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.
Banks can have multiple routing numbers for geographic reasons. So if you bank with Chase, your routing number depends on what state you opened your account.
How Find Your Chase Routing Number
Use a Check
For checking accounts, you will be able to find your routing number at the lower left-hand corner of the checks you receive. It is the first 9 digits located at the bottom of the check.
After you log into your account either online or through the app, click the last four digits of your account number that you want to view the information of. Your routing number will appear above your account information.
Call Customer Service
If you don’t have a check on your, you can always call Chase at 800-935-9935.
Routing Numbers for Wire Transfers
|Chase Bank Wiring Numbers|
|Domestic Wire Transfer||021000021|
|International Wire Transfer||021000021|
Wire transfers will send money faster than an ACH transfer. However, Chase will charge a small fee for these types of transfers. To wire funds, you will need to register for an online account with your Chase account. Here is how:
- In your online banking portal, click on the “Pay and Transfers” tab.
- Select “Wire money.”
- You’ll be prompted to add a wire recipient and other information.
Chase Wire Transfer Fees
Incoming (Domestic): $15.00
Outgoing (Domestic) done online: $25.00
Outgoing (Domestic) done at a Chase branch: $30.00
Incoming (International): $15.00
Outgoing (International) done online: $40.00
Outgoing (International) done at a Chase branch: $45.00
For Domestic Transfers
Chase uses a different routing number for these types of transactions. Use the JP Morgan Chase routing number 021000021. You will also need:
- The name of the person to whom you’re wiring funds (the “beneficiary”) as it appears on their account
- The name and address of the beneficiary’s bank
- The beneficiary’s account and routing number
For International Transfer
Use the Chase SWIFT code CHASUS33. SWIFT codes, which stands for the Society for Worldwide Interbank Financial Telecommunication, are the international equivalent of U.S. routing numbers. You will also need the following information:
- The name of the person to whom you’re wiring funds (“the beneficiary”) as it appears on their account
- The name and address of the beneficiary’s bank
- The beneficiary’s account number
- The SWIFT Code of your bank and the bank you are sending to
- Currency being sent
Which Chase Routing Number Should You Use?
For Any Domestic Money Transfer Activity:
Use the ABA routing number for the state where you opened your Chase account.
For Any Domestic Wire Transfers
Use the JP Morgan Chase wire transfer routing number 021000021.
For International Wire Transfers:
Use Chase SWIFT code CHASUS33.
You will need to know your routing number when you try to transfer money or set up a direct deposit, so it’s probably a good idea to be prepared to locate it. You’ll want to set up your Chase Direct Deposit because it will allow you to have access to your money without going to a bank branch or ATM to deposit a check.
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Robert Ricafort says
The company is continually growing, and despite over five and a half decades of service, they claim to maintain their commitment to their customers and to their communities. Like all other banks in the US, FirstBank also has a TD bank routing. You could find this number on your check.