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The Citi Premier® Card is offering 80,000 bonus ThankYou Points after $4,000 in purchases within the first 3 months of account opening. This is estimated to be a value of $1,360.
You’ll earn ThankYou points on your purchases – the rewards as follows:
- 3X Points at Restaurants
- 3X Points at Supermarkets
- 3X Points at Gas Stations
- 3X Points on Air Travel and Hotels
- 1X Points on All Other Purchases
With absolutely no points cap and no expiration of points, there’s no limit to the points you can earn.
The Citi Premier® has no foreign transaction fees and a $95 annual fee.
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*Check out Citi for tons of great bonuses for their Checking/Savings accounts.
Table of Contents
Citi Premier Card Quick Facts
| Bonus Available | Earn 80,000 bonus points after you make at least $4,000 in purchases within the first 3 months of account opening. |
| *Bonus Value | $1,360 |
| Travel Credit | N/A |
| Ongoing Rewards/Benefits | 3X Points at Restaurants 3X Points at Supermarkets 3X Points at Gas Stations 3X Points on Air Travel and Hotels 1X Points on All Other Purchases |
| Foreign Transaction Fees | No |
| Airport Lounge Access | Not Applicable |
| Annual Fee | $95 |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
(Excellent)
PROS
- Bonus points
- No foreign transaction fees
CONS
- Has an annual fee
- Excellent credit needed
- Complicated rewards structure
- Weak transfer partners
Editor’s Alternate Pick
 The Chase Sapphire Preferred Card offers 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards. You'll earn: • 5X points on travel purchased through Chase Ultimate Rewards • 3X points on dining • 3X points on select streaming services and online grocery purchases • 2X points on all other travel purchases • 1X point per $1 spent on all other purchases Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
Citi Premier Card 80,000 Bonus Points
Earn 80,000 Bonus ThankYou Points after spending $4,000 in purchases within 3 months of account opening. We will give you more details of what you can do with the ThankYou Bonus Points. ThankYou Points are Citi’s rewards currency. There are no limits to the amount of points you can earn. They don’t expire. The Citi Premier® has one of the best category bonuses that makes it easy to earn rewards with daily purchases.
If you don’t know how to meet the spending requirement, here are some ideas on meeting the spending requirements:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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What Are ThankYou Points Worth?
The value of your points may vary depending on how you use them. We estimate your per-point value to be around $0.017. This average is based on all the different ways you can transfer points to ThankYou partners. Value of transferred points also depend on the booking details – travel time, destination, etc. For 80k ThankYou Points, that’s around $1,360.
You can redeem your points towards travel booked via the Travel Center, statement credits, gift cards or online purchases at Amazon or Best Buy. You can also transfer your points to participating airline loyalty programs.
Citi ThankYou Points Air Transfer Partners
- Aeromexico Club Premier
- Asia Miles
- Avianca LifeMiles
- Emirates Skywards
- Etihad Guest
- EVA Air Infinity MileageLands
- Flying Blue Air France KLM
- Jetblue TrueBlue
- JetPrivilege
- Malaysia Airlines Enrich
- Qantas Frequent Flyer
- Qatar Airways Privilege Club
- Singapore Airlines KrisFlyer
- Thai Airways Royal Orchid Plus
- Turkish Airlines Miles & Smiles
- Virgin Atlantic Flying Club
Bottom Line
The Citi Premier® has a $95 annual fee. They have made big improvements in ThankYou point redemption and new rewards structure.
Travel abroad with your card and enjoy the many traveling benefits such as no foreign transaction fees. Personally I’ll apply for this card myself, so don’t wait any longer and sign up for the Citi Premier® today! For more posts like this check out our list of credit card bonuses!
In addition, keep up to date with the latest Citibank Promotions.
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What’s The Competition?
* Below are some of the top competitors to the Chase Sapphire Reserve Card 50,000 Bonus Points to consider.
The Chase Sapphire Preferred® Card and Capital One® Venture® Rewards Credit Card are good alternatives that have great sign-up bonuses and flat ongoing rewards rates. The American Express® Gold Card has a good rewards program but also has a higher annual fee.
The Chase Sapphire Preferred Card offers 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards. You'll earn: • 5X points on travel purchased through Chase Ultimate Rewards • 3X points on dining • 3X points on select streaming services and online grocery purchases • 2X points on all other travel purchases • 1X point per $1 spent on all other purchases Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
 The Capital One Venture Rewards Credit Card offers a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel. You're able to earn 2X miles on every purchase, every day. This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®. |
 The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply. You'll have the opportunity to earn: • 4X Membership Rewards Points on Restaurants, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too. • 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
Citi ThankYouŽ Premier Card : After approval , it takes around 15 days to deliver d card. Pathetic customer service with no delivery tracking record and odd suggestions. One need to plan 1 month before if you want to book a travel ticket with this card
I agree. Atleast Citi has to generate a virtual card to customers to use for online purchases until customer receives his physical card
what should be the credit score required for getting approval of this card
“The ThankYou Rewards program now lets you transfer ThankYou points to 11 partners to get even more value for your points.” If i transfer miles to Qatar Airways, will i get more vale than 1.25 cents per TY point on Citi TY website.
Yes I applied a few years ago but I got the bonus and closed the account. Will I still get the bonus? Thanks.
I think only American Express has the 1 bonus per lifetime for each Amex card. Never heard of it apply to any other issuers.
Bonus ThankYou Points not available if you have had a Citi ThankYou® Premier card opened or closed in the past 18 months
Hi Hustler Money Blog,
Thank you for all your work assembling these offers! I have a question- do you know if I would be eligible for another sign-up bonus on the Citi TYP if I previously had this card but closed the account? I’ve researched this topic and found lots of information regarding the Citi HHonors and AA cards, but nothing on TYP. Any ideas? Thanks!
Did you ever try applying again? I am in the same boat you are/were in and I’m trying to decide if I should apply.
Thanks!