Citizens Access CD Rates: 5.00% APY 12-Month CD (Nationwide)

Read on to learn more about Citizens Access CD Rates, Offers, and Promotions here.

Update 4/11/24: The rate has increased to 5% APY (from 2.70%).

Best CD Rate: 5.00% APY 12-Month CD

Availability: Nationwide

Credit Inquiry: Soft Pull or Hard Pull? Let us know

About Citizens Access 

They  built Citizens Access from the numbers up, as an alternative to traditional banks and short-term promotional offers. They offer access to a secure digital experience where you can simply save more.

Citizens Access offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.

Citizens Access CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With as little as $5,000, you can invest in a TIAA CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

• Minimum deposit: $5,000
• Maximum deposit: None
• Early withdrawal penalty: Amount not specified

(FDIC Insured)

Citizens Access CD Features

• Flexible interest payment options 
• No promotional or teaser rates
• $5,000 minimum deposit
• Deposits are FDIC insured

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $5,000.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD from Citizens Access. However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Citizens Access CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.