The Comerica Mastercard Business Reward PLUS Card is the card for individuals who want to earn rewards while traveling or have bills to pay. Currently there is an introductory offer of 20,000 bonus points when you spend $2,000 within the first three months.
Although not the best offer around when you’re making such large purchases for your company, you’re still getting all the great benefits. You can earn 3x points on either cellular phone services, hotel spending or airline purchases, whichever is the most each billing cycle. All other purchases will be 1.5x points back.
*Check out Comerica Bank bonuses for checking & savings accounts.
Table of Contents
Comerica Mastercard Business Reward PLUS Card
|Bonus Available||Get 20,000 bonus points after you spend $2,000 within the first 3 months of account opening.|
|Travel Credit||No travel credit.|
|Ongoing Rewards/Benefits||3 points for every $1 you spend on eligible purchases in the category you spend the most on: cellular phone services, hotel or airline. Whichever is the top spend category each billing cycle.
1.5 points per $1 spent on all other eligible purchases.
|Foreign Transaction Fees||No|
|Airport Lounge Access||N0|
|Annual Fee||$99, waived your first year
Free employee cards
- Welcome bonus
- Unlimited rewards
- No foreign transaction fee
- Limited availability
- Annual fee
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
The Ink Business Unlimited Credit Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.
You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost.
This card carries no annual fee.
Comerica Business Reward PLUS Card 20,000 Bonus Points Offer
Get the Comerica Mastercard Reward PLUS card’s 20,000 bonus points offer! To qualify for this welcome offer, simply make a qualifying purchase of $2,000 on your company card within the first three months of your account opening.
Here are some ideas on meeting the spending requirement:
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
What Are Comerica Business Rewards PLUS Points Worth?
Each Business Rewards PLUS point is worth the standard $0.01. Which means 100 points equal $1. You can redeem your points as:
- Award travel
- Cash back
- Gift cards
Redemptions start at 2,500 points for $25 cash back. Business Rewards PLUS points expire five years from the date they were earned.
Comerica Business Reward PLUS Card Availability
The Comerica Business Reward PLUS card is only available to companies that operate near a Comerica Bank. That includes businesses in Arizona, California, Florida, Michigan and Texas.
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
If you are looking for a credit card to reward your company on office purchases, then consider Comerica Mastercard Business Reward PLUS Card as your go to card.
Start earning 3x points for every $1 you spend on eligible purchases in the category you spend the most on: cellular phone services, hotel or airline. Whichever is the top spend category each billing cycle.
Additionally, don’t forget about the 20,000 bonus points welcome offer when you make a purchase of $2,000 or more within the first 3 months of your account opening. Be sure to pick the card that is most tailored toward your lifestyle. For more credit cards, see our latest list of the best credit card bonuses!
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
What’s The Competition?
The United Business Card offers 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card.
You'll earn 2X miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting; 1X mile per $1 spent on all other purchases.
The card does carry a $0 introductory annual fee for the first year, then $99., however, you're able to save up to $140 per round-trip with a free checked bag. In addition, you can enjoy priority boarding privileges and have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year.
Also, enjoy $100 annual United travel credit after 7 flight purchases of $100 or more.
The Hilton Honors American Express Business Card has a welcome offer of up to 180,000 Hilton Honors Bonus Points. Earn 130,000 Bonus Points after you spend $2,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $10,000 in purchases on the Card in the first 6 months.
You'll earn 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply.
In addition, you can enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card & earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
This card has a $95 annual fee. (See Rates & Fees)