
Read on to learn more about Community Credit Union Florida promotions, bonuses, and offers here.
Update 1/21/26: There’s currently a $500 checking bonus valid as a limited time offer.
About Community Credit Union Florida Promotions
Established in 1953, Community Credit Union Florida is a member-owned financial institution that prioritizes people before profit. They value building a community for every to succeed financially together.
| Eligibility: Community Credit Union is open to those who live, work, attend school, conduct business, or worship in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll review the offers below.
Community Credit Union Florida $500 Checking Bonus

Community Credit Union Florida offers $300 checking bonus and $200 savings bonus using promo code MK-$300Checking
- What you’ll get: $500 savings bonus
- Account Type: Checking & Savings Account
- Availability: Restricted to the following FL counties: Brevard, Polk, Osceola, Volusia, Orange, Indian River (Bank Locator)
- Direct Deposit Requirement: Yes, $1500+
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- Open a new checking account with CCU Florida.
- Establish a direct deposit within 60 days of account opening.
- The cash back bonus consists of CCU Florida matching the amount of the first qualifying direct deposit, up to $500.
- Mention or Enter Promo Code: MK-CHECKING
- Cash back bonus requires establishing direct deposit within 60 days of opening a new CCU Florida checking account.
- Promotional code MK-Checking must be mentioned at the time of account opening or entered in the online application.
- The cash back bonus consists of CCU Florida matching the amount of the first qualifying direct deposit, up to $500.
- Qualifying direct deposits must be electronic deposits of a paycheck, pension, or government benefits (such as Social Security) from an employer or the government and must continue for a minimum of 90 days.
- Transfers from external accounts or person-to-person payments, including services such as Zelle®, do not qualify as direct deposits.
- The cash back bonus will be posted on the 5th of the month following the completion of the 90-day direct deposit requirement.
- Bonus amount is based on the amount of the first qualifying direct deposit.
- Examples include: 1) A direct deposit of $1,200 will receive a cash back bonus of $500. 2) A direct deposit of $385 will receive a cash back bonus of $385.
- Offer available to new checking account holders only.
- This offer is not available to anyone who has closed account within 12 months or already has a checking account.
Community Credit Union Florida $125 Checking Bonus

Earn a $125 bonus from Community Credit Union Florida today.
Community Credit Union Florida is offering a $125 bonus when you open a new qualifying checking account using promo code: MK-125.
- What you’ll get: $125 bonus
- Account Type: Checking Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(No Expiration Date)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $7,000 Cash Bonus), | |
How To Earn Bonus
- Open a new Checking Account and meet the following requirements within 60 days of account opening:
- Sign up for eStatements.
- Use your new debit card 10 times to make purchases or payments in any amount.
- Download the CCU Mobile AppOpens in New Window and use it at least once.
- New customer bonus is for new personal households only and not valid with other offers.
- Fees may be applied and could reduce earnings.
- You are responsible for reporting your taxes.
- Mention or enter marketing code MK-125 when you open your account.
Community Credit Union Florida $70 Referral Bonus

Community Credit Union Florida is offering a $70 bonus when you refer a friend open a new qualifying checking account using promo code: MK-Friend70
- What you’ll get: $70 bonus, your friend gets $70
- Account Type: Checking Account
- Availability: FL
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(No Expiration Date)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $7,000 Cash Bonus), | |
How To Earn Bonus
- Open a new checking account with at least $25 opening deposit.
- Provide the completed Refer-a-Friend form or card when opening the account at a branch, OR, when opening online, enter Promo Code MK-Friend70 in the Marketing Code field and provide the requested information for the referring member.
- Sign up for free eStatements.
- Download the mobile app and use it at least once.
- Use your new debit card 10 times within 60 days of opening the account to make purchases or payments.
- After 60 days and if all requirements are met, we’ll deposit $65 to both the new account and the referring members account.
- Excludes Business, Organizational, Student, and Health Savings Checking Accounts.
- Both accounts must be in good standing and all requirements above met to qualify.
- Offer subject to change at any time.
How To Waive Monthly Fees
- Free Checking Plus: None
- Clear Advantage Checking: Must maintain $750 minimum daily balance to avoid a $7 per month service fee
- Clear Checking 50+: Must maintain $750 minimum daily balance to avoid a $5 per month service fee
- Student Checking: None
- Founders’ Checking: None
- Premium Checking: Must maintain a minimum daily balance of $10,000 to avoid a $25 per month service fee.
- Second Chance Checking: $10
- Simple Business Checking: None
- Business Checking with Interest: None
- Business Plus Checking with Interest: A $50,000.00 minimum balance or a CCU business loan relationship of $100,000 or more is required to avoid a $30.00 fee.
- Organizational/Non-profit Checking with Interest: A maintenance fee will not be assessed if you maintain a balance of $600 or more; however, if your balance falls below $600 at any time during the month, a low $5 maintenance fee will be assessed.
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Bottom Line
Community Credit Union Florida offers great features like account alerts so you can monitor your money and help keep track of your financial future!
Your feedback is highly appreciated and makes our site even better!
While they have generous bonuses, Community Credit Union Florida doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare Community Credit Union Florida Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated Community Credit Union Florida promotions, bonuses and offers.




Does anyone have a ref-link?