Find all the best Crescent Bank CD Rates, promotions, and offers here.
Best CD Rates: 18-month (4.65% APY), 24-month (4.65% APY), 30-month (4.65% APY), 60-month (4.50% APY), $1k minimum deposit, new money.
Availability: Nationwide. Online application.
Credit Inquiry: Soft Pull
About Crescent Bank CD Rates
Available nationwide, Crescent Bank has diversified its national footprint earlier this year by offering its complete product line to all U.S. citizens (18 years or older) through an online application. Opening a CD can be done online. The online application can open a maximum of five CDs at one time.
Crescent Bank has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans.
By joining Crescent Bank and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $1,000 to open the account.
| Term | APY Rate | Minimum Deposit |
| 12-Month | 4.60% | $1,000 |
| 18-Month | 4.65% | $1,000 |
| 24-Month | 4.65% | $1,000 |
| 30-Month | 4.65% | $1,000 |
| 36-Month | 4.50% | $1,000 |
| 48-Month | 4.50% | $1,000 |
| 60-Month | 4.50% | $1,000 |
*The above rates are accurate as of 1/24/2023*
Crescent Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Crescent Bank’s Best CD Offer pays the highest APY rate with their 60-Month term.
- Minimum deposit: $1,000
- Maximum deposit: —
- Early withdrawal penalty: 90 days at the current interest rate for a 12 month CD or 180 days at the current interest rate for all other terms.
(NCUA Insured)
| Compare to the best CDs such as Bellco Credit Union 17-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.15% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.80% APY), Quontic Bank 12-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.75% APY), and Western Alliance Bank 12-Month CD (5.01% APY). |
Important Details for Crescent Bank
- Funding – ACH or check.
- Interest – Compounded/credited quarterly; can be withdrawn penalty-free.
- Maturing Funds – ACH or cashier’s check based on how the CD was funded. ACH will go to the funding institution and the check will be sent to the address on file.
- Beneficiaries* – Unlimited, equal share, Social Security numbers are preferred but not required.
- Grace Period – 10 calendar days before automatic renewal.
Crescent Bank CD Features
- 24/7 access to your account online
- No monthly maintenance fee
- A low $1,000 minimum
- FDIC Insured up to $250,000
Bottom Line
Whether you are interested in a short term or long term CD, look no further than Crescent Bank.
Also, you can have peace of mind knowing that Crescent Bank is insured up to $250,000 by the FDIC. So sign up for a CD with Crescent Bank and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
This is a great opportunity to invest in a high-interest CD from Crescent Bank. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Crescent Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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