Find an updated list of DFCU Financial promotions, bonuses, and offers here.
Update 9/26/25: There’s currently a $175 referral bonus when referring friends/family to open a new account. The referred party will also earn a $175 bonus after meeting the requirements.
About DFCU Financial Promotions
The Nassau Educators Federal Credit Union (or, as its 200,000 valued members call it: NEFCU) has changed its name to DFCU Financial!
I’ll review the DFCU Financial Promotions below.
DFCU Financial $175 Referral Bonus
DFCU Financial is offering a $175 bonus when you refer someone to open a checking account and they meet the eligible requirements!
- What you’ll get: $175 bonus
- Account Type: Checking
- Availability: MI, FL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $5; waivable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- How to make a referral.
- Checking Account:
- Existing member registers for ReferLive Checking Account Program.
- Existing member shares the referral offer with friends and family.
- Referred member receives referral offer and completes their ReferLive registration.
- Referred member opens a new checking account.
- New account holder meets the qualification requirements and within 90 days: makes two (2) direct deposits of $100 or more, AND makes five (5) Mastercard® debit card transactions (pin or signature, excluding ATM transactions).
- Both the existing and the new account holder each receive a $175 Reward card!
- Auto Loan:
- Existing member registers for the ReferLive Auto Loan Program.
- Existing member shares that referral offer with friends and family.
- Referred member receives referral offer and completes their ReferLive registration.
- Referred member opens a new auto loan.
- New auto loan account holder meets the qualification requirements within six months: close an auto loan of $15,000 or more.
- Existing member will receive a $175 Reward card and new auto loan member will receive $175 Reward card!
- NEW Mortgages:
- Existing member registers for ReferLive program
- Existing member shares that referral offer with friends and family.
- Referred member receives referral offer and completes their ReferLive registration.
- Referred member closes on a DFCU Mortgage within 6 months.
- Existing member will receive a $275 Reward card and new Mortgage member will receive $175 Reward card!
- Checking Account:
- Existing members can earn up to $2,750 by referring 10 friends or family members ( For limited time – now through December 2025).
- Please allow 4-6 weeks after completing qualifications for Reward Card to arrive.
- Members are able to participate in checking, auto and mortgage loan referral program.
- Disclaimer: Referral rewards are paid in the form of a Mastercard Reward Card. Each referral offer has unique referral qualifications and reward amounts.
- This offer is not available to any referred person who already has a DFCU Financial Checking account. Direct deposits include deposits made by your employer, or a federal or state government agency or retirement benefits administrator, and, generally, payments made by corporations or other organizations. It does not include deposits to your account that are made by an individual using online banking or an internet payment provider such as PayPal.
- All deposit and loan accounts must meet applicable membership, identity verification and credit criteria before being opened. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. DFCU Financial reserves the right to amend, suspend, or terminate the referral program at any time without notice. Offer pertains to only U.S. residents. Offer not valid on existing DFCU Financial auto loan refinances.
- This offer is not available to any referred person who already has a DFCU Financial Checking account.
- DFCU Financial does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. DFCU Financial is an equal opportunity lender. All home lending products are subject to credit and property approval. Rates and program terms and conditions are subject to change without notice. ARM rates and payments may increase or decrease after consummation due to market-driven changes to the index. ARM rate and payment adjustments are based on the SOFR 30 day average as reported by the New York Fed. plus 3.00% margin. For the 5/6 ARM, the interest rate can increase or decrease up to 2% the first adjustment period and 1% per adjustment period after that, with a lifetime cap of 5%. For the 7/6 and 10/6 ARMS, the interest rate can increase or decrease up to 5% the first adjustment period and 1% per adjustment period after that, with a lifetime cap of 5%.
How To Waive Monthly Fees
- Cashback Checking: $5 monthly fee, waived with a $5,000 average daily balance
- Simplicity Checking: $5 month fee easily waived
- Maintain a $100 average daily balance OR make 5 (five) debit card purchases per month
- If you’re age 21 or under
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Bottom Line
DFCU Financial offers great promotions for you to earn money over time. You can have peace of mind knowing your money is insured by the NCUA.
Your feedback is highly appreciated and makes our site even better!
While they have a generous $150 bonus, DFCU Financial doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare DFCU Financial Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!
*Check back at this page for updated DFCU Financial promotions, bonuses and offers.
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