Find the latest Discover Checking bonuses, promotions, and offers here.
Available nationwide, the Discover Checking account allows you to earn 1% cash back on up to $3,000 in debit card purchases each month – up to a $360 Debit Card Cashback Bonus per year! See website for details.
This account comes with no monthly fees or monthly balance! With access to over 60,000 no-fee ATMs across the U.S., this is a great way for you to earn rewards on all of your purchases! Member FDIC
Compare Discover Promotions with other banking offers from HSBC, Chase, Huntington, Citi, U.S. Bank, TD, CIT, and more.*
| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings terms apply | Up to $200 Cash + 3.30% APY | Review |
| Discover Bank CD | Up to 4.40% APY | Review |
| Discover Bank Money Market | Up to 3.25% APY | Review |
| Discover Bank IRA CD | Up to 4.40% APY | Review |
Table of Contents
Debit Cashback Offer $360 Cash Bonus
Earn 1% cash back for up to $3,000 each month on debit card purchases with a Discover Checking Account. That’s up to $360 Debit Card Cashback per year. Enjoy many perks such as no monthly fees or balance requirements and access to +60,000 free ATMs.
- Account Type: Discover Checking Account
- Availability: Online, Nationwide
- Credit Inquiry: Soft pull, which does not affect your credit
- Monthly Fees: None
(See advertiser website for full details.)
Discover Checking Account Features
- 1% Cash back on Debit Card purchases with qualify activity *See website for details.
- Direct Deposit switch now available through self-service on Discover website or in the mobile app
- Early paycheck access; up to 2 days early
- Credit Builder access with tools to help improve your credit score
- Overdraft line of credit—fee free funds when money is tight
- Personalized insights, spend analyzer, automated savings etc. via Personal Finance Management Tools
- Refer a friend; earn a cashback bonus every time you refer a friend and they open a Discover Checking Account
- 24/7 us-based customer service
- Full suite of credit/lending products available under 1 bank
- Buy now, pay later
- No fees
- eWallet compatible
- Large ATM network
- Mobile check deposit
- Online bill pay
- Paper checks
Discover Checking Account Benefits
Explore the benefits of a Discover checking account.
- Fraud protection. A comprehensive set of features and tools to help protect your checking account from fraud.
- Digital wallets. Pair your debit card with Apple Pay and earn rewards on qualifying purchases.
- 60,000+ fee-free ATMs. Easily access the cash from your checking account at stores you already visit. ATM Finder
- Mobile first banking. Use Discover® App to complete all your banking needs—in the palm of your hand.
- FDIC insured. Checking account deposits are FDIC-insured up to the maximum allowed by law.
Other Discover Accounts To Consider
 Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code HMB323 by 03/15/2023 • Earn high interest rate of 3.30% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB323 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 3/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. |
 • Get started and open a Discover Money Market Account in 3 easy steps. • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.25% APY balances $100,000 and over • Earn 3.20% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs |
• Available nationwide online, Discover offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 1.50% APY up to 4.40% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. |
• Available nationwide online • Select terms as short as 3 months up to 120 months • Rates ranging from 1.50% APY up to 4.40% APY • Start today with as little as $2,500! • Step-by-step help available 24/7 by phone • Flexible options: Roth (pay now, save later) & Traditional IRAs (earn now, pay later) • Gather your retirement savings into one place. • Just three steps and you’re on your way to saving with a Discover IRA CD. |
Bottom Line
This is a great opportunity for those who would like to take advantage of cash back opportunities on their purchases!
If you’re looking for a basic checking account with no fees, the Discover Checking account might be right for you.
For more Discover promotions, check out our list of Discover bonuses that we frequently update. However, if this promotion is not something you are interested in, check out our complete list of Best Bank Bonuses for more promotions!
Also, Discover did use Chexsystems for this account today on 6/26 so you will possibly not be approved if you are on their naughty list.
Thanks Will. Good to know!
Hi Anthony I was trying to get a loan I have an account with you all
This will be a sweet reward for heavy credit card users. Something to take advantage.