Find the latest DollarSavingsDirect CD Rates, Offers, and Promotions here.
Update 4/3/24: With rates expected to be cut, a smart route if you have excess funds is to open a long term high yield CD to lock in the current competitive rates. DollarSavingsDirect currently offers 5.00% APY on a 36 month term.
Best CD Rates: 5.00% APY 36 Month Term, $1k minimum deposit.
Availability: Nationwide
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
About DollarSavingsDirect
Dollar Savings Direct is a division of Emigrant Bank, founded in 1850 by Irish Emigrants and currently has $6 billion in assets.
DollarSavingsDirect has a wide array of products including CD rates for all your specific financial needs. Although this credit union has branch locations in Texas, Oklahoma, and Louisiana, you can still become a member and have access to the CD rates nationwide.
An online account is ideal for Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
DollarSavingsDirect CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.
- Minimum deposit: $1,000
- Maximum deposit: —
- Early withdrawal penalty: Unlisted
(FDIC Insured)
Rising Bank 6-Month CD (5.35% APY) | Rising Bank 12-Month CD (5.31% APY) |
Alliant Credit Union 12-Month Certificate (5.20% APY) | Technology Credit Union 5-Month No-Penalty CD (5.15% APY) |
Western Alliance Bank 3-Month CD (5.26% APY) | Western Alliance Bank 12-Month CD (5.05% APY) |
Ponce Bank 3-Month CD (5.20% APY) | Blue Federal Credit Union 9-Month No Penalty CD (5.10% APY) |
SkyOne Federal Credit Union 5-Month CD (5.00% APY) | Sun Canyon Bank 11-Month CD (4.94% APY) |
Sun Canyon Bank 5-Month CD (5.04% APY) | Lemmata Savings Bank 9-Month CD (5.05% APY) |
Nelnet Bank 12-Month CD (4.86% APY) | Nelnet Bank 24-Month CD (4.55% APY) |
Quontic Bank 6-Month CD (5.05% APY) | Nelnet Bank 36-Month CD (4.45% APY) |
Term | APY Rate | Minimum Deposit |
6-Month | 4.00% | $1,000 |
12-Month | 3.50% | $1,000 |
16-Month | 3.50% | $1,000 |
24-Month | 3.00% | $1,000 |
36-Month | 5.00% | $1,000 |
60-Month | 3.00% | $1,000 |
Rates effective as of: 4/3/2024
CD Features
- Interest compounded daily and credited monthly
- No hidden fees or penalties
- A low $1,000 minimum
- FDIC Insured up to $250,000
Bottom Line
DollarSavingsDirect is currently offering a few terms with competitive rates. As an online provider, you will have access to their services from anywhere.
That being said, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
- No Penalty CD Rates
You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience. Check back often for the latest DollarSavingsDirect CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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