Find the latest Merrick Bank CD Rates, promotions and offers here.
At the moment, Merrick Bank is offering fantastic CD rates such as 1.35% APY 12-Month and 1.35% APY 18-Month CD.
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About Merrick Bank
Merrick Bank is an online banking service that was founded in 1997. Additionally they are a top-20 issuer of VISA® Cards.
Merrick Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While CommunityWide does have decent rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
| CIT BANK CD TERM | RATE | LINK |
| 12-Month Term | 0.30% APY | Apply Now |
| 13-Month Term | 0.35% APY | Apply Now |
| 18-Month Term | 0.30% APY | Apply Now |
| 4-Year Term | 0.50% APY | Apply Now |
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 0.50% APY | Apply Now |
| 24-Month Term | 0.50% APY | Apply Now |
| 36-Month Term | 0.55% APY | Apply Now |
| 48-Month Term | 0.55% APY | Apply Now |
| 84-Month Term | 0.60% APY | Apply Now |
Merrick Bank CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
They currently offer standard CD rates from 6-months to 24-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Merrick Bank’s CDs and their rates listed below.
- Minimum deposit: $25,000
- Maximum deposit: —
- Early withdrawal penalty: Unknown
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.00% | $25,000 |
| 12-Month | 1.35% | $25,000 |
| 18-Month | 1.35% | $25,000 |
| 24-Month | 1.37% | $25,000 |
CD Features
- Available Nationwide
- Nationally Competitive Rate
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $25,000.
This is a great opportunity to invest in a high-interest CD from Merrick Bank. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Merrick Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Wise Business Banking | $100 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
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