EagleBank has a decent variety of account options. To find out if EagleBank is right for you, continue reading the review below.
Their website doesn’t display enough information for their accounts so you might have to call or contact them in some way for information regarding opening deposits and minimum balance requirements.
However, their CDs do seem to earn pretty competitive interest rates.
They also have a program called “Insured Cash Sweep” that transfers transactions into deposit accounts that earn interest.
Checking Account Options
EagleBank offers a good variety of checking accounts.
You may have to contact EagleBank to find out information on how to and what are the requirements in opening an account.
This is an everyday checking account that comes unlimited check writing.
There are also no monthly fees when you meet their balance requirements.
This is an interest bearing checking account that earns competitive interest rates.
Meeting the balance requirements will waive the monthly fee.
This is a high interest bearing checking account and comes with more perks than the other standard ones.
Compare Checking Accounts
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Savings Account Options
EagleBank has one standard savings accounts that comes with perks.
Their savings account come with the standard features that most accounts have. You might have to contact EagleBank to find out additional information like opening deposits.
Eagle Savings:
- Free Online Banking and eStatements
- Free Debit Card
- Access to all EagleBank ATMs
- 4 ATM Surcharge Fee Refunds per statement cycle
Savings Accounts
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.60% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
Money Market Account Options
Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard.
EagleBank has one money market accounts that earns competitive interest rates.
Eagle Premium Money Market:
- Open this account with $2,500
- To waive the $25 monthly fee, you will have to maintain a daily balance of $10,000
- Interest is compounded monthly
- Online and Mobile Banking
Compare Money Market Accounts
 • Get started and open a Discover® Money Market Account in 3 easy steps. • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.55%% APY balances $100,000 and over • Earn 3.50% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs |
CD Account Options
EagleBank offers standard CDs that earn competitive interest rates.
Their CD terms range from 1 month to 60 months. They all require $1,000 to open.
They also offer jumbo CDs from 30 days to 36 months. You will need a minimum deposit of $10,000 to open one though.
To see the current rates, click here.
Compare CD Accounts
• Available nationwide online, Discover® offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
Insured Cash SweepSM
This is a program offered by EagleBank to enable banks to “sweep” your funds from a transaction account into an interest bearing one such as a money market or savings account.
It essentially puts excess cash balances into your interest bearing accounts. You can also have up to 6 withdrawals per month.
To learn more about this program, click here.
Reasons to Bank with EagleBank
- They offer relationship checking accounts that can be linked to the standard Eagle Savings.
- Their CDs earn pretty high interest rates.
- All their checking and savings accounts are high-yield interest bearing.
- They offer a 24-hour telephone banking line.
- Conduct all your banking online or with the EagleBank mobile app.
Reasons Not to Bank with EagleBank
- They are only located in District of Columbia and Virginia with a total of 22 physical branches scattered about.
- Absence of a student check or savings account.
- Doesn’t provide a senior checking or savings account.
- Lack of a holiday savings account.
- You might to sign up for an account on their website to find out additional information.
EagleBank Routing Number
EagleBank routing number is 062203719.
Contact Customer Service
EagleBank has a 24-hour telephone banking line that you can reach at 1 (800)-364-8313.
To speak to a customer representative, you can call 301-986-1800. Their business hours are:
- Monday to Friday at 8:30 a.m. to 5:00 p.m.
You can also fill out one of their request forms to inquire more information and they will be in touch with you shortly.
How EagleBank Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
- Discover Bank: Discover Bank is also an online nationwide bank that offers bonuses for their checking and savings accounts! You can earn cash back rewards when you open a checking account and generous bonuses for opening a savings one.
- Wells Fargo: Located throughout the US with over 5,800 branches and 13,000 ATMs. They offer a variety of deposits, including accounts for teens and customers who need a second chance.
Bottom Line
If you happen to live in the District of Columbia and prefer to do your banking in person, then perhaps EagleBank can assist you.
Their website lacks crucial information on opening deposits and other requirements which is odd, but maybe it is because they encourage customers to visit a physical branch to open an account.
But, if you don’t live in D.C., then you would find it an inconvenience. Of course, you can also always call EagleBank and ask about information regarding account opening as well.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If EagleBank has the variety and options you’re looking for, apply today! For more options from a variety of banks, see our list of the best bank promotions!
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