Find the latest First Guranty Bank CD Rates, Offers, and Promotions here.
Some of the best First Guranty Bank CD Rates such as the current 1.50% APY 60-Month CD.
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About First Guranty Bank
Founded in 1934 as the Guaranty Bank & Trust Company, First Guaranty Bank is currently the fifth largest bank headquartered in Louisiana, with more than $2.4 billion in assets and nearly 59,000 customer accounts In early 2017, First Guaranty Bank acquired the Texas-based Premier Bancshares, the parent company of Synergy Bank, SSB. The most recent acquisition was finalized in November 2019, when Union Bancshares (and its subsidiary, The Union Bank) joined the First Guaranty Bank financial family.
They are one of the nation’s top originators of small business loans. However, this is not all they are limited to. Although they are known for small business loans, they also offer a wide array of products including CD rates for all your specific financial needs.
An online account is ideal for Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Live Oak does have decent rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
|CIT BANK CD TERM||RATE||LINK|
|12-Month Term||0.30% APY||Apply Now|
|13-Month Term||0.35% APY||Apply Now|
|18-Month Term||0.30% APY||Apply Now|
|4-Year Term||0.50% APY||Apply Now|
|12-Month Term||0.50% APY||Apply Now|
|24-Month Term||0.50% APY||Apply Now|
|36-Month Term||0.55% APY||Apply Now|
|48-Month Term||0.55% APY||Apply Now|
|84-Month Term||0.60% APY||Apply Now|
First Guranty Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.
First Guranty Bank’s Best CD Offer pays the highest APY rate with a 1.50% APY rate for their 60-month term. They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out First Guranty Bank’s CDs and their rates listed below.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: Early Withdrawal of a CD with a term less than 24 months: 90 Days of Simple Interest
|Term||APY Rate||Minimum Deposit|
First Guranty Bank CD Features
- Extremely Easy to Open an Account
- Easy access through mobile banking
- Low Minimum Deposit
- Competitive Rate
- FDIC Insured
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500.
This is a great opportunity to invest in a high-interest CD from First Guranty Bank. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest First Guranty Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.