Take advantage of First National Bank of NWA promotions, bonuses, and offers here!
Update 12/24/25: There’s currently a $200 personal checking bonus and $250 business checking bonus available through 12/31/25!
First National Bank of NWA $200 Checking Bonus
Earn a $200 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $200 bonus
- Account Type: Checking
- Availability: AR (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: No monthly fee w/ E-Statements. with Access Checking
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive the $200 bonus Consumer checking, you must:
- Open a new consumer checking account by December 31, 2025. All account applications are subject to approval.
- Within the first 4 statement cycles (the “qualification period”), you must set up a direct deposit into your new checking account. Enroll in online banking and estatements. (To avoid a paper statement fee)
- Use offer code NEW2YOU
- Eligibility Requirements: This offer is for new checking customers only. Existing bank customers are not eligible for this offer. Only the primary owner of the new checking account is eligible for this offer using the promo code.
- You must use your bonus offer code at account opening when you apply for a new checking account.
- Minimum balance to open a checking account is $50.00
- You are not eligible for this offer if:
- You are a current primary owner of a bank consumer or business checking account.
- The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility.
- You have received a bonus for opening a business or consumer checking account within the past 12 months.
- You are a bank employee.
- Bonus Payment: Once the 4-statement cycle qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any bonus earned into your new checking account within 30 days.
- The new checking account must remain open throughout the qualification period and at the time we attempt to deposit any earned bonus payment.
- Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
- You are responsible for any federal, state, or local taxes due on the bonus.
- We will report the bonus as income to the tax authorities as required by applicable law.
- If you are subject to backup withholding at the time of payment, we will withhold the required amount and remit to the tax authorities in accordance with applicable law. Consult your tax advisor.
- Additional Terms and Conditions: Offer expires December 31,2025.
- However, offer may be discontinued or changed at any time prior to the expiration date without notice.
- Offer cannot be:
- Paid to non-resident aliens and foreign entities signing any version of IRS Form W-8.
- You may only use the bonus on 1 consumer or business account.
- Offer cannot be combined. (limit one bonus per account offer)
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.
- Minimum balance to open a checking account is $50.00
First National Bank of NWA $250 Business Checking Bonus
Earn a $250 bonus when you open a new business checking account and meet the qualifying requirements.
- What you’ll get: $250 bonus
- Account Type: Business Checking
- Availability: AR
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None with Basic Business Checking
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 12/31/2025)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | U.S. Bank Basic Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($600 Bonus) | Axos Bank Basic Business Checking ($200 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Bank of America Business Checking ($200 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive the $250 bonus business checking, you must:
- Open a new business checking account by December 31, 2025. All account applications are subject to approval.
- Within the first 4 statement cycles (the “qualification period”), you must set up a direct deposit into your new checking account. Enroll in online banking and estatements. (To avoid a paper statement fee)
- Use offer code NEW2YOU
- Eligibility Requirements: This offer is for new checking customers only. Existing bank customers are not eligible for this offer. Only the primary owner of the new checking account is eligible for this offer using the promo code.
- You must use your bonus offer code at account opening when you apply for a new checking account.
- Minimum balance to open a checking account is $50.00
- You are not eligible for this offer if:
- You are a current primary owner of a bank consumer or business checking account.
- The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility.
- You have received a bonus for opening a business or consumer checking account within the past 12 months.
- You are a bank employee.
- Bonus Payment: Once the 4-statement cycle qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any bonus earned into your new checking account within 30 days.
- The new checking account must remain open throughout the qualification period and at the time we attempt to deposit any earned bonus payment.
- Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
- You are responsible for any federal, state, or local taxes due on the bonus.
- We will report the bonus as income to the tax authorities as required by applicable law.
- If you are subject to backup withholding at the time of payment, we will withhold the required amount and remit to the tax authorities in accordance with applicable law. Consult your tax advisor.
- Additional Terms and Conditions: Offer expires December 31,2025.
- However, offer may be discontinued or changed at any time prior to the expiration date without notice.
- Offer cannot be:
- Paid to non-resident aliens and foreign entities signing any version of IRS Form W-8.
- You may only use the bonus on 1 consumer or business account.
- Offer cannot be combined. (limit one bonus per account offer)
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.
- Minimum balance to open a checking account is $50.00
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Bottom Line
Although you can earn a generous bonus from First National Bank of NWA, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare First National Bank of NWA Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!
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