Enjoy rewards like travel, entertainment, and cashback with the First Tennessee Visa Signature® Card. This card offers 15,000 bonus points when you spend $1,500 in the first 90 days from account opening.
Earn unlimited 2X points for every dollar spent in restaurants and gas stations, as well as unlimited 1X point everywhere else! So if you’re like me, who loves Korean barbecue then this card might be a good choice for you!
Choose from a variety of redemption options – travel, merchandise, or cashback – and redemption starts at 5,000 points! It’s easy to redeem points online or by phone call! If you are interested, continue reading below!
* The First Tennessee Visa Signature Card is issued by First Tennessee Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Table of Contents
First Tennessee Bank Visa Signature Card Summary
|Bonus Available||Get 15,000 bonus points when you spend $1,500 in purchases within the first 90 days from the account open date.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Unlimited 2 points for every $1 spent in net purchases at restaurants and gas stations.
Unlimited 1 point for every $1 spent everywhere else.
|Foreign Transaction Fees||No|
|Airport Lounge Access||None|
- No annual fee
- Welcome bonus
- Unlimited rewards
- No foreign transaction fees
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
The Capital One SavorOne Cash Rewards Credit Card offers a one-time $200 cash bonus after spending $500 on purchases within the first 3 months from account opening.
You'll earn an unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees.
First Tennessee Visa Signature Card
15,000 Bonus Points Offer
Make use of the First Tennessee Visa Signature card’s 15,000 bonus points offer. Redeem it for cashback, the bonus is worth $100.
To qualify for this offer, you’ll need to charge at least $1,500 to your card within the first 90 days from opening you account.
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
What are First Tennessee Visa Signature Points Worth?
You have several options to redeem your points. You can redeem them:
|Redemption Option||Minimum To Redeem|
|Charitable donations & cash back||5,000 points|
|All-inclusive getaways||23,000 points|
|Airline discounts||40,000 points|
|Premium golf & sporting equipment||65,000 points|
|Premium event travel packages||100,000 points|
There’s not much information about the value of First Tennessee Bank’s reward points, other than the $100 in cashback for the 15,000 points.
If you often dine out or spend a lot on gas, consider signing up for the First Tennessee Visa Signature credit card. But if you’re interested on earning more, check out other credit cards, see our latest list of other First Tennessee Bank Promotions or the best credit card bonuses!
(Visit First Tennessee to learn more about this card and its features)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
What’s the Competition?
The Hilton Honors American Express Card offers 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
You'll have the opportunity to earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands., 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, & 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
This card comes with annual fee and no foreign transaction fees, so you can enjoy international travel without additional fees on purchases made abroad. (See Rates & Fees)
The Capital One VentureOne Rewards Card offers a one-time bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
You'll earn 1.25X miles on every purchase, every day and pay no annual fee.
This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card!