Find the latest Jovia Financial Credit Union CD Rates, Offers, and Promotions here. You can now earn some of the best CD Rates from Jovia Financial Credit Union.
Update 3/19/24: Some rate changes for the higher duration terms – 25 month got a bigger increase but nothing noteworthy. The 8 month term remains the best rate.
Best CD Rates: 5.00% APY 8-Month, 4.75% APY 13-Month ($100 minimum deposit)
Availability: Nationwide to join. Branches in NY (Bank Locator)
Credit Inquiry: Soft Pull
About Jovia Financial Credit Union
Jovia Financial Credit Union is headquartered in Westbury and is the 8th largest credit union in the state of New York. It is also the 94th largest credit union in the nation. It was established in 1938 and as of June of 2023, it had grown to 507 employees and 215,698 members at 21 locations. Jovia Financial Credit Union’s savings rates are 10X the national average, and it has a B+ health rating.
Eligibility: Jovia Financial Credit Union is open to all U.S. citizens/resident aliens who join the CrossState Credit Union Foundation, regardless of where they live. Individuals who live, work, or attend school anywhere on Long Island (NY) qualify for membership. Immediate family and household members of existing credit union members also qualify. See current membership details |
Jovia Financial Credit Union CD Rates
With as little as $100, you can invest in a Jovia Financial Credit Union CD account to maximize your earnings. The interest is compounded monthly and credited to your account monthly.
If you’re interested in making a higher rate than a traditional savings account then make sure to check out the CD rates.
- Minimum deposit: $100
- Maximum deposit: Not listed
Term | APY Rate | Minimum Deposit |
3-Month CD | 2.00% | $100 |
6-Month CD | 4.00% | $100 |
8-Month CD | 5.00% | $100 |
1-Year CD | 2.00% | $100 |
13-Month CD | 4.75% | $100 |
18-Month CD | 4.10% | $100 |
2-Year CD | 3.00% | $100 |
25-Month CD | 4.60% | $100 |
3-Year CD | 3.25% | $100 |
4-Year CD | 3.50% | $100 |
5-Year CD | 3.25% | $100 |
*The above rates are accurate as of 3/19/2024*
(at Jovia Financial Credit Union).
Rising Bank 6-Month CD (5.35% APY) | Rising Bank 12-Month CD (5.31% APY) |
Alliant Credit Union 12-Month Certificate (5.20% APY) | Technology Credit Union 5-Month No-Penalty CD (5.15% APY) |
Western Alliance Bank 3-Month CD (5.26% APY) | Western Alliance Bank 12-Month CD (5.05% APY) |
Ponce Bank 3-Month CD (5.20% APY) | Blue Federal Credit Union 9-Month No Penalty CD (5.10% APY) |
SkyOne Federal Credit Union 5-Month CD (5.00% APY) | Sun Canyon Bank 11-Month CD (4.94% APY) |
Sun Canyon Bank 5-Month CD (5.04% APY) | Lemmata Savings Bank 9-Month CD (5.05% APY) |
Nelnet Bank 12-Month CD (4.86% APY) | Nelnet Bank 24-Month CD (4.55% APY) |
Quontic Bank 6-Month CD (5.05% APY) | Nelnet Bank 36-Month CD (4.45% APY) |
Jovia Financial Credit Union CD Features
- Earn more interest. With a certificate, you can earn a competitive rate on your investment regardless of the term you choose. No matter where you are in life right now, it’s never a bad time to think about the future.
- Invest on your terms. Choose from a variety of certificate terms ranging from three months to five years. Open any certificate account with as little as $100.
- Renew automatically. Set, forget, and let your savings grow with a certificate that will automatically renew at the prevailing rate when your term ends.
- 5-Day Rate Guarantee. With Jovia’s 5-day rate guarantee, don’t worry if interest rates go up! If the rate increases within five calendar days of opening your account, you’ll earn the higher rate until your certificates mature.
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs.
For example accounts like Certificate of Deposits, Savings Accounts, and Loan services. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
Compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Jovia Financial Credit Union CD Rates CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Rising Bank | 5.35% APY 6-Month CD | Review |
Rising Bank | 5.31% APY 12-Month CD | Review |
Western Alliance Bank | 5.30% APY 5-Month CD | Review |
Western Alliance Bank | 5.26% APY 3-Month CD | Review |
Western Alliance Bank | 5.23% APY 6-Month CD | Review |
Ponce Bank | 5.20% APY 3-Month High Yield CD | Review |
Ponce Bank | 5.20% APY 1-Month High Yield CD | Review |
Alliant Credit Union | 5.20% APY 12-Month Certificate | Review |
Technology Credit Union | 5.15% APY 5-Month No-Penalty CD | Review |
Mission Valley Bank | 5.15% APY 1-Month CD | Review |
Western Alliance Bank | 5.15% APY 9-Month CD | Review |
Mission Valley Bank | 5.15% APY 3-Month No Penalty CD | Review |
Blue Federal Credit Union | 5.10% APY 9-Month No Penalty CD | Review |
Western Alliance Bank | 5.05% APY 12-Month CD | Review |
Lemmata Savings Bank | 5.05% APY 9-Month CD | Review |
Quontic Bank | 5.05% APY 6-Month CD | Review |
Sallie Mae | 5.05% APY 14-Month CD | Review |
Sun Canyon Bank | 5.04% APY 5-Month CD | Review |
SkyOne Federal Credit Union | 5.00% APY 5-Month CD | Review |
Sallie Mae | 5.00% APY 10-Month CD | Review |
First Tech Federal Credit Union | 5.00% APY 13-Month Share Certificate | Review |
First Citizens Bank | 5.00% APY 11-Month CD | Review |
Sun Canyon Bank | 4.94% APY 11-Month CD | Review |
First Financial Northwest Bank | 4.90% APY 12-Month CD | Review |
Nelnet Bank | 4.86% APY 12-Month CD | Review |
GreenState Credit Union | 4.70% APY 10-Month CD | Review |
Blue Federal Credit Union | 4.70% APY 15-Month CD | Review |
Discover Bank | 4.70% APY 12-Month CD | Review |
Nelnet Bank | 4.55% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
Nelnet Bank | 4.45% APY 36-Month CD | Review |
SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
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