Are you interested in a new banking experience? Here’s an updated list of KeyBank promotions, bonuses, and offers.
Currently, they have a $200, $250 bonus when you open a Checking Account or Savings Account and meet all the requirements.
*Compare KeyBank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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Chase Business Complete BankingSM $300 Bonus | HSBC Premier Checking Up To $600 |
HSBC Premier Checking $450 Bonus | TD Bank Convenience Checking $150 Bonus |
TD Bank Beyond Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
Huntington 25 Checking $300 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
Huntington Unlimited Business Checking $400 Bonus | Aspiration Spend & Save Account $100 Bonus |
Ally Invest Up To $3,000 Bonus | Discover Bank $360 Cashback Debit |
Axos Basic Business Checking $100 Bonus | BlockFi Up To $250 BTC Bonus |
WeBull 2 Free Stocks | BBVA Free Checking & Savings $250 Bonus |
Table of Contents
About KeyBank Promotions
KeyBank has a long history of commitment to diversity, and to help out their community. For over a hundred years, they have been helping their customers take control of their financial future with their multitude of financial services at any branch. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA (Bank Locator)
- Routing Number: Complete List of all KeyBank Routing Numbers
- Customer Service: 1-800-539-2968
While they have a generous bonus, KeyBank doesn’t have great rates for CDs and Savings. Additionally, you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the current KeyBank promotions below.
KeyBank $250 Checking Bonus – [email protected] Members Only

Earn a $250 bonus when joining the [email protected] Program and opening a checking account.
KeyBank is offering new [email protected] Members a chance to earn $250 bonus when they enroll for the program using marketing code ONKW0121 and open a new checking account.
- Account Type: Checking
- Availability: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
- Must be a [email protected] Member
- Direct Deposit Requirement: Yes, $1,000+ within 60 days if account opening.
- Hard/Soft Pull: Soft Pull
- ChexSystem: Mixed Datapoints, might be sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: Varies by account
- Early account termination fee: $25 if closed within 180 days of account opening
- Household limit: None listed
(Offer expires June 25, 2021)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $250 Checking Bonus
- This offer is for [email protected] members only – KeyBank’s employee financial wellness program.Enroll in the [email protected] program and enter marketing code ONKW0121 when applying for your account on key.com.
- Open a Key Express Checking, Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking Account.
- Make a total of $1,000 or more in direct deposits within 60 days from account opening.
- Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
- No minimum balance fee
- Online banking and bill pay
- Mobile check deposit
- Paper checks.
- KeyBank Debit Mastercard® with chip security.
- Unlimited check writing and transactions.
- Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
- To avoid charges for Key Smart CheckingSM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking® account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
- You must be a [email protected] program member and have a cumulative total of at least $1,000 in direct deposits each statement cycle for Key Advantage, $2,500 for Key Privilege, or $5,000 for Key Privilege Select Checking.
- Limit one cash gift per qualifying account.
- Limit one cash gift per individual.
- The cash gift will be reported to the IRS on Form 1099-INT.
- Your gift(s) will be deposited to your account within 90 days of meeting requirements.
- Direct deposit transactions are limited to: payroll, Social Security, pension, and government benefits. Offer not available to clients who had a checking account or a KeyBank Hassle-Free Account with KeyBank in the last 12 months as a primary owner. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
- Accounts overdrawn or closed at the time of gift payment are not eligible for this offer.
- Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility.
- Offer is subject to cancellation without notice, and cannot be combined with any other offer.
- Other miscellaneous charges may apply.
- Coupon/Offer code required.
- Cannot be sold.
- Key is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
- EasyUp® requires a KeyBank checking account and KeyBank savings account.
- Bonus eligibility will be calculated based on all posted debit transactions made with your linked debit card within 60 days after account opening.
(Expired) KeyBank $200 Checking Bonus

Earn a $200 bonus with KeyBank once you complete qualifying activity!
KeyBank is offering a $200 bonus when you open a new eligible checking account and meet the qualifying requirements.
Offer redeemable online only.
- Account Type: Key Smart Checking
- Availability: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Direct Deposit Requirement: Yes, $500+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Mixed Datapoints, might be sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: $7, avoidable
- Early account termination fee: $25
- Household limit: None listed
(Offer expires January 22, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
How To Earn $200 Checking Bonus
- Open your Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
- Use offer code: ONAS1120
- Make ONE single direct deposit of at least $500 within 90 days after account opening.
- Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
- No minimum balance fee
- Online banking and bill pay
- Mobile check deposit
- Paper checks.
- KeyBank Debit Mastercard® with chip security.
- Unlimited check writing and transactions.
- Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
- To avoid charges for Key Smart CheckingSM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking® account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
- Limit one gift per qualifying account. Limit one gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Other miscellaneous charges may apply.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
(Expired) KeyBank $400 Checking Bonus

Earn a $400 bonus with KeyBank once you complete qualifying activity!
Take advantage of a $400 bonus from KeyBank when you sign up for a new Checking Account utilizing the promo code RETK1120.
- Account Type: Smart Checking, Advantage Checking, Privilege Checking, Privilege Select Checking
- Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- Direct Deposit Requirement: Yes, $500+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown, let us know
- Credit Card Funding: Up to $100
- Monthly Fee: Varies by account
- Early account termination fee: If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
- Household limit: None listed
(Offer Expires December 11, 2020)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $400 Checking Bonus
- Open your Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
- Use offer code: RETK1120
- Make ONE single direct deposit of at least $500 within 90 days after account opening.
- Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
- No minimum balance fee
- Online banking and bill pay
- Mobile check deposit
- Paper checks.
- KeyBank Debit Mastercard® with chip security.
- Unlimited check writing and transactions.
- Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
- To avoid charges for Key Smart CheckingSM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking® account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
- Limit one gift per qualifying account. Limit one gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Other miscellaneous charges may apply.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
(Expired) KeyBank $250 Savings Bonus – Targeted

Earn a $250 bonus with KeyBank once you complete qualifying activity!
KeyBank is offering a $250 bonus when you open a Key Gold Money Market Savings account and meet the qualifying requirements.
Offer code and reservation number are required to qualify for this offer.
- Account Type: Key Gold Money Market Savings
- Availability: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Direct Deposit Requirement: Yes, $25,000+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Mixed Datapoints, might be sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: $18, waivable
- Early account termination fee: $25 if closed within 180 days
- Household limit: 1
(Expires January 2, 2021)
Compare this savings account to alternatives like Aspiration Spend & Save Account ($100 Bonus + 1.00% APY), American Express High Yield Savings (0.40% APY), Axos Bank High Yield Savings (0.61% APY), and CIT Bank Savings Connect (0.50% APY). |
How To Earn $250 Checking Bonus
- To receive the $250 cash gift,
- Must have or open a KeyBank relationship package checking account (Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking®).
- Open your Key Gold Money Market Savings account online or in a branch, using the code and reservation number from your email.
- You must deposit a minimum of $25,000 of funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings account.
- Earn a higher interest rate with a KeyBank Relationship Rate®.
- Use your account for Overdraft Protection: If you overdraw your checking account, funds can be automatically transferred from your savings without an overdraft protection transfer fee charged.
- Convenient access to your funds: In online and mobile banking, at any KeyBank branch or ATM, and limited check writing.
- Checking and savings together: Simplify your financial life and use online and mobile banking to make immediate transfers between accounts.
- Waive the $18 monthly maintenance fee with a $25,000 daily balance and a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account.
- You must maintain the funds in the account for 90 days after account funding and the gift will be deposited into your account within 90 days after this requirement is met. The value of your gift will be reported on Form 1099-INT.
- This offer is not transferable. Employees of KeyBank, its affiliates, and subsidiaries are not eligible.
- Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility.
- Offer not available to business, institutional, and public entities.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
- Offer code and reservation number are required to qualify for this offer.
Compare to Other Banks
Bottom Line
While the bonuses at KeyBank sounds enticing, setting up a direct deposit is a big commitment. They offer many different accounts to qualify for this bonus, so you have several options for any that can best suit your needs.
Furthermore, your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated KeyBank promotions, bonuses, and offers.
Helpful Tips:
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
BBVA Free Checking & Savings | $250 Cash | Review |
Huntington 25 Checking | $300 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Aspiration Spend & Save Account | $100 Cash | Review |
Ally Invest | Up to $3,000 Cash | Review |
BlockFi | Up To $250 BTC | Review |
American Express High Yield Savings | 0.40% APY | Review |
Discover Cashback Debit Account | $360 Cash | Review |
Key Bank is a terrible bank. They did a promotion at the Avalanche game. Never fulfilled their part of it. Supposed to be $200 after 60 days and a lander Scott Avalanche jersey. Went 90 days and received nothing tried contacting Bank of course because doors are closed due to the virus. Finally get a hold of manager who tells me that we are not getting the $200 or the jersey. Before I opened account I went to numerous banks to make sure that I was doing the qualified things in order to receive those. I registered at the gameand the people working the game were not completely clear on what needed to be done. This is why I went to three different branches to get exactly what I needed to do to qualify. All the branches said it was new to them and we’re not completely familiar with what needed to be done. I returned to the branch in Colorado Springs on Academy North. Spoke to manager and she informed me that I needed to deposit $500 within 60 days of opening account. I had done this 2 days after opening account. Now many months later they’re telling me I’m not getting either one I am closing my account and I would never use KeyBank again in my life. I am a real estate agent and I will also turn all clients from ever using them.
Received a KeyBank $400 Bonus invitation in the mail, opened checking account online on 10/8/2019, direct deposit posted to account on 11/1/2019. $400 Bonus posted to account 11/12/2019. Quickest bank bonus posting in my experience.
Hello Mr. Nguyen,
Thanks for the information that you provide about bank bonuses. I have shared your website! However, I do not have time to go through the links with the names of banks to find what’s prevalent for the state where I reside. Therefore, will you change your format, and list the states where banks have bonuses instead of the banks that have bonuses? It would be easier to go to the name of the state where I reside, and then see the bank bonuses.
Thanks for this consideration!
It’s asking me for a reservation code also … perhaps the original post needs to reflect that … anyone know how you get a reservation code … do the invitations come through snail mail or email?
I opened an account with keybank June 14, deposited 500 bucks into the Key Express checking account. July 3 came and i recieved the 400 bucks. So it looks like i have to keep the account for 6 months before closing it? Can i downgrade to the hassel free account?
what code did you use?
Michael L Did you have to do a direct deposit through your employer or did you deposit the money on your own? Please let me know I need to know before the 60 days is up. TIA
It looks like you just updated this post for July 2019 and the expiration date is stating last month June 28th. Is this offer still available or not? I am looking at opening a new checking account with a good incentive! Please let me know if I can do this offer still or if you have a new one for the same incentive!
Thank you,
Kristi Vrooman
The Key Bank offers are not available to FL residents. I live in the same zipcode from one of the private banking locations and the online application still doesn’t allow my zipcode.
For the $400 you have to have the reservation number AND a participant number. I started the application online but the dream dies on the 3rd page. Went into the local branch and they shut me down also.
Same happened to me. I heard about this offer from my mother. She wasn’t going to set up an account, but I saw it online, so I tried to set it up. By the third page it wanted a reservation number. My mom had one, but not knowing if I could use it, I called Key Bank customer service. The agent explained that those are “targeted offers” and only apply to that person, so I could not use it. I then asked him why the online application wouldn’t ask for the reservation number very first before it took all of your other, very personal, information and wasted a persons time in the end. He said they were aware of this issue and “hopefully” the technician team would have it fixed by the end of the week. What a joke!
Yeah – it’s very annoying that this is all over the place but they don’t mention the reservation code issue
Just got a snail mail version of this promo. Interesting difference from the online version. The online says (clipped):
“… Normal account service charges and balance requirements apply to these accounts. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. …”
The flyer I have in hand says:
“… Normal account service charges and balance requirements apply to these accounts. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. Direct deposit transactions are limited too: payroll, Social Security, pensions and government benefits. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. …”
Note the additional sentence in the hard copy version about what DD transactions count as DD. Could explain why some never see their ‘free money’.
btw, thanks for this site.
Tried the $500 promotion several years ago after receiving offer in the mail. I opened an account and the banker put the mailer in my file. I completed all the required deposits, etc but no $500 . Bank informed me they had no record of this offer, they had NEVER had a $500 promotion and it would cost $25 to close the account!
Now I have just received another $500 offer in the mail. Should I try again?
That blows BillD. I would try again. Document everything. Save the email/flyer. Save the offer page. Screenshots. Etc.
And not sure why this offer is stjll up. It is INVITATION ONLY. See my reply below