Earn LendingClub Banking promotions, bonuses, and offers here.
Update 5/21/26: There’s currently a $350 checking bonus with targeted language valid through 6/30/26.
About LendingClub Banking Promotions
LendingClub is headquartered in Boston and is the 18th largest bank in the state of Massachusetts. It is also the 348th largest bank in the nation. It was established in 1987 and as of March of 2021, it had grown to 1,192 employees at 2 locations. LendingClub has a B health rating. Furthermore, definitely check out the best offers from our Bank Rates page and CD Rates page.
Definitely check out our list below as well as our list of best bank offers for more promotions!
LendingClub Banking $350 Checking Bonus (Targeted)
- What you’ll get: $350 bonus
- Account Type: Checking
- Availability: Nationwide
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 06/30/2026)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| U.S. Bank Smartly® Checking ($450 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a LevelUp Checking account
- Earn $200 when you receive Direct Deposits of $2,000+ by June 30, 2026.
- Earn $150 when you make 10 purchases with your LendingClub debit card by June 30, 2026.
- Stack both by June 30, 2026, and earn $350!
- If eligibility requirements are met, your bonus will be deposited into your LevelUp Checking account by July 31, 2026.
- If you receive a direct communication (through email or online banking) from LendingClub about earning an account opening bonus, you may be eligible to earn a bonus. Bonuses are only available to the original recipient of the communication directly from LendingClub. Other customers who are not direct recipients of the communication from LendingClub, whether new or existing, are not eligible for this offer.
- To be eligible for any bonus, you must open a LendingClub LevelUp Checking account and meet one or more of the following requirements. To receive one or more bonus(es), you must also:
- 1. Receive one or more Direct Deposit(s) totaling $2,000 or more by June 30, 2026 to be eligible to receive a bonus of $200. Direct Deposits must post to your account by June 30, 2026.
- 2. Request a LendingClub debit card for your LevelUp Checking account and make at least ten successful debit card transactions (of any amount) by June 30, 2026, to receive a bonus of $150. All debit card transactions must post to your account by June 30, 2026.
- You can earn a bonus for each requirement met. Maximum one $200 bonus and one $150 bonus with a total maximum of $350.
- Direct Deposits are defined as: Recurring Automated Clearing House (ACH) credits, including payroll, pension?or government payments (such as Social Security) made by your employer?or an outside agency.?Direct Deposits?do not include?peer to peer payments, transfers from one account to another, cash advances, ATM deposits, or wire transfers.
- If eligibility requirements are met, your bonus will be deposited into your LevelUp Checking account by July 31, 2026. Your account must remain open and have a positive balance at the time of payment in order to receive the bonus. We may report the value of the bonus to the IRS as required by law. Limit one bonus offer (to earn a max of $350) per customer.
LendingClub Banking $50 Referral Bonus (Expired)
Earn a $50 bonus when you refer new members
LendingClub Banking is offering members a $50 bonus when they refer new members and they open a new account.
- What you’ll get: $50 bonus
- Account Type: Rewards Checking Account
- Availability: MA
(No Expiry Date Listed)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| U.S. Bank Smartly® Checking ($450 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Sign into your LendingClub Mobile App and scroll down to the Refer a Friend section in the feed and click “Learn More”
- Your referral code is displayed at the bottom of the screen, ready for you to copy it and share it with friends and family
- Click “Share Your Code” and choose to either text or email an invite link to the person you wish to refer!
- By participating in this Refer a Friend Program, each Party will be aware the other has opened, or intends to open a LendingClub Bank, N. A. (“LendingClub Bank”) account, and hereby waives any privacy rights with regards to this awareness. Current LendingClub Bank account holders and their friends can each receive $50.00 for each new valid Rewards Checking account referral via the Refer a Friend program (up to 12 referrals per calendar year). You may earn $50.00 for each referral up to the stated maximum; however, please note that if you take advantage of multiple opportunities within one calendar year, the maximum amount that can be awarded from all referral offers is $600.00.To get the $50.00 reward, your friend must: a) be a new customer to LendingClub Bank and, b) open a Rewards Checking account using a valid promo code. Your referred friend(s) must have an open, active account in good standing with at least a monthly deposit balance average of $500.00 on the 60th day after opening the account. Good standing means there have been: No NSF (non-sufficient funds) items, returns, locks or freezes during the preceding months of your referral’s checking account being opened. Clients that refer themselves or are a joint owner on are referred account will not be eligible to earn the $50.00 reward. The $50.00 reward will be deposited into both you and your friend’s LendingClub Bank account within 33 days of completion of the requirements. If either party closes their account for any reason prior to the bonus payout each party will forfeit all related rewards. The value of this reward may constitute taxable income to you. You and your referred friend may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax adviser, as LendingClub Bank does not provide tax advice. LendingClub Bank reserves the right to modify or discontinue this program at any time.
LendingClub Banking $50 Business Referral Bonus (Expired)
Earn a $50 Business Referral Bonus
LendingClub Banking is offering members a $50 business bonus when they refer new businesses to open a new account.
- What you’ll get: $50 bonus
- Account Type: Tailored Checking Account
- Availability: MA
(No expiry date listed)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $5,000 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Share your code with your network! After approximately 30 days of opening a Tailored Checking account, you will receive an invitation to the program via email which will contain your referral code. Didn’t receive it? Contact customer service and they can provide it to you!
- They (individuals in your network) open a Tailored Checking account at LendingClub. The account of the friend you are referring must remain open for 60 days while keeping a balance of $500 by the end of the 60 days.
- You both get $50 after 60 days! You will receive your reward within 30 days after the qualification period. You both get $50 after 60 days!
- By participating in this Refer Your Network, each Party will be aware the other has, has open, or intends to open a LendingClub Bank N. A. account, and hereby waives any privacy rights with regards to this awareness. Current LendingClub Bank N. A. account holders and their friends can each get $50.00 for each new valid Tailored checking account referral via the Refer Your Network program. To get the $50 reward, your friend must open the checking account using a valid promo code. Your referred friend(s) must have an open, active account in good standing with at least $500 within 60 days of opening the account, meaning: No NSF (non-sufficient funds) items, returns, locks or freezes during the preceding months of your checking account being opened (regardless of the type of checking account). The $50.00 reward will be deposited into both you and your friend’s LendingClub Bank N. A. account within 90 days of completion of the requirements. If you close your account for any reason before the end of the statement cycle, you will forfeit all rewards. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax adviser, as LendingClub Bank N. A. does not provide tax advice. LendingClub Bank N. A. reserves the right to modify or discontinue this program at any time.
How to Waive Monthly Fees
- Rewards Checking: No monthly fees
- Essential Checking: $9.00 monthly
- Tailored Checking: $10.00 monthly, waived with an average balance of $5,000
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Bottom Line
Through a wide range of features and accounts, you are able to better your financial experience. If you are in MA, visit your local LendingClub Banking for more information!
*Compare the latest LendingClub Banking Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
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*Check back often for the latest LendingClub Banking promotions, bonuses, and offers!
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