
Take advantage of Members Choice Credit Union promotions, bonuses, and offers here!
Update 1/28/26: Currently, the bank is offering $300 bonus when you sign up for a new checking account and meeting all the requirements.
About Members Choice Credit Union Promotions
Members Choice Credit Union is headquartered in Houston and is the 47th largest credit union in the state of Texas. It is also the 544th largest credit union in the nation. It was established in 1941 and as of December of 2022, it had grown to 121 employees and 46,476 members at 8 locations. Members Choice Credit Union has a C+ health rating.
| Eligibility: Membership is open to those who live, work, worship, attend school, or own a business operating in the Texas communities of Katy, Cy-Fair, Humble/Kingwood, or Harris County (west of I-45). Employees of more than 200 Partner Companies (listed on the online application) also qualify for membership. See current membership details |
Members Choice Credit Union $300 Checking Bonus

Earn a $300 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: TX (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$5
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- Earn $300 when you receive at least two qualifying direct deposits that combined total $1,000 or more within sixty (60) days of opening your new Members Choice consumer account using promo code NEWREWARDS.
- Bonus rewards will be paid within thirty (30) days after the end of the qualification period into the primary accountholder’s main savings account, provided all conditions have been met and accounts are in good standing at the time of payout.
- Checking Account $300 Bonus: Earn $300 when you receive at least two qualifying direct deposits that combined total $1,000 or more within sixty (60) days of opening your new Members Choice consumer account using promo code NEWREWARDS. Person-to-person payments and internal transfers do not qualify. Only one checking bonus may be earned per member. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- Offer Eligibility: To qualify, membership must be less than thirty (30) days old and has not previously held a Members Choice membership in the past twenty four (24) months. Membership eligibility required. Must be 18 years or older to qualify. Business accounts and minor accounts not eligible.
- Bonus Payout Timing: Bonus rewards will be paid within thirty (30) days after the end of the qualification period into the primary accountholder’s main savings account, provided all conditions have been met and accounts are in good standing at the time of payout.
- Program Changes: Offers are subject to change or withdrawal without notice. Other restrictions may apply. Members Choice reserves the right to modify or end this offer at any time.
How To Waive Monthly Fee
- Cash Back Checking: No monthly fee
- Complete Checking: No monthly fee
- Opportunity Checking: $5 monthly fee
- Student Checking: No monthly fee
- Business Solution Checking: No monthly fee
- Business Support Checking: $8 monthly fee waived when you maintain an average balance of $1,500 or higher
- Business Resource Checking: $15 monthly fee waived when you maintain an average balance of $5,000 or higher OR Maintain a combined balance of $50,000 between business checking and a qualified business loan or line of credit
- Business Classic Money Market: $15 monthly fee waived when you maintain an average balance of $2,000 or higher
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Bottom Line
Although you can earn a generous bonus from Members Choice Credit Union, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Members Choice Credit Union Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!





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