Find an updated list of Michigan State University Federal Credit Union promotions, bonuses, and offers here.
Currently, they have $25 and $100 bonuses when you open a qualifying checking account with a direct deposit.
Table of Contents
- 1 About MSU Federal Credit Union Promotions
- 2 Michigan State University FCU $100 Checking Bonus
- 3 MSU Federal Credit Union $25 Referral Bonus
- 4 MSU Federal Credit Union $100 Student Checking Bonus *Expired*
- 5 MSU Federal Credit Union $100 Checking Bonus (Expired)
- 6 How To Waive Monthly Fees
- 7 Bottom Line
About MSU Federal Credit Union Promotions
Established in 1979, Michigan State University Federal Credit Union is headquartered in East Lansing and is the 3rd largest credit union in the state of Michigan. Since then they have grown to 18 locations, offer money market rates 5X the national average, and have an A health rating.
| Membership Eligibility: Membership in Michigan State University Federal Credit Union is open to anyone through a $10 donation to the MSU Alumni Association (joining MSUFCU and making the $10 donation can be done simultaneously using the MSUFCU’s online application). See current membership details |
I’ll review the offers below.
Michigan State University FCU $100 Checking Bonus
- What you’ll get: $100 bonus
- Account Type: MSUFCU Checking account
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ 2X.
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Expires August 31, 2023)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking ($600 bonus), TD Bank Beyond Checking ($300 Bonus), HSBC Bank Premier Checking ($500 Bonus), Chase Private Client ($2,000 Bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
- MSUFCU Members with checking account who graduated in December 2022
- Add a new direct deposit (two consecutive deposits of at least $500 each) to your checking account and receive $100.
- MSUFCU members who graduated from Michigan State University in December 2022 will receive $100 deposited to their MSUFCU checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 12/1/2022 and 8/31/2023.
- Must have 2 consecutive direct deposits to qualify.
- Allow 6 weeks after the second direct deposit for $100 to be deposited.
- May not be combined with other deposit offers.
- Account must be in good standing to receive $100 deposit.
MSU Federal Credit Union $25 Referral Bonus
MSU members can earn a $25 bonus when they refer someone open a new checking account!
Michigan State University Federal Credit Union is offering a $25 referral bonus when you refer someone to open a new account.
- What you’ll get: $25 bonus
- Account Type: Personal checking account
- Availability: MI
(Offer does not expire)
| You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
- To access your unique referral code and refer friends and family, sign in to ComputerLine and select the “Member Referral” icon in the menu bar.
- Refer your friends and family by using Facebook, Twitter, or email. You can also print your referral coupons.
- New member must open a checking account, activate his/her debit card within 30 days of account opening, and make 10 transactions within 30 days of card activation.
- Each referred member must be age 18 or older to qualify.
- New member will need to qualify for membership, cannot be an existing member, or have closed account in the last 6 months.
- New member must open checking account, activate his/her debit card within 30 days of account opening, and make 10 purchase transactions within 30 days of card activation for new and existing members to receive $25.
MSU Federal Credit Union $100 Student Checking Bonus *Expired*
Michigan State University Federal Credit Union is offering a chance to earn a $100 bonus with a new checking account and complete the requirements.
- What you’ll get: $100 bonus
- Account Type: Totally Green Spending account
- Availability: MI
(Expires March 31, 2022)
| You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How to Earn $100 Checking Bonus
- Open your MSUFCU Totally Green Spending account, use your Sparty Visa Debit Card ten times within the first 30 days of activation, and you’ll receive $100 deposited into your account.
- Fine Print: Offer of $100 valid 1/1/22 to 3/31/22 for those who qualify under the MSU student SEG. MSUFCU Visa Debit Card must be activated by 3/31/22 and 10 debit card purchases must post within 30 days of card activation to qualify. The $100 will be deposited into member’s checking account within 6 weeks of the 10th purchase. Not valid for existing members with an MSUFCU checking account. May not be combined with any other deposit offers. If new member is referred to the Credit Union, member referral offer will not apply.
MSU Federal Credit Union $100 Checking Bonus (Expired)
MSU employees can earn a $100 bonus when they open a new checking account!
Michigan State University Federal Credit Union is offering a generous $100 bonus to employees who opens a new Checking Account.
- What you’ll get: $100 bonus
- Account Type: Personal checking account
- Availability: MI
(Expires June 30, 2021)
How to Earn Bonus
- You must qualify for membership at MSUFCU through employment at the State of Michigan.
- New checking account must be opened by 6/30/2021 and first direct deposit of at least $550 must occur within 6 weeks of account opening to qualify for offer.
- Account must be active and in good standing to receive the bonus.
- Then your $100 bonus will be deposited within 60 days of the first direct deposit.
- Does not apply to existing MSUFCU members.
- Account must be active and in good standing to receive the bonus.
- The $100 will be deposited within 60 days of the first direct deposit.
- Not valid with any other offer.
How To Waive Monthly Fees
- Totally Green Checking: None
- Classic Checking: $5, if account falls below $500
- Money Market Checking: $5, if account falls below $2,000
- Rebuild Checking: $10
- Business Spartan Saver: None
- Business IMMA: None
- Small Business Checking: None
- Standard Business Checking: $15, waive with $2,500 balance
- Business Money Market Checking: $25, waive with $25,000 balance
- Activity Business Checking: $20, waive with $10,000 balance
- Business Sweep: None
Bottom Line
Michigan State University Federal Credit Union offers a variety of accounts available for you to maximize your savings with. While their personal checking accounts allow you to earn the bonus and gives you full access to a wide selection of features. I would only recommend this promotion if it triggers a soft pull.
However, while Michigan State University Federal Credit Union offers fairly competitive CD rates, it is hard to compete against online banks. That being said you may want to check out our full list of Bank Rates and CD Rates.
*Compare Michigan State University Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
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*Check back at this page for updated Michigan State University Federal Credit Union promotions, bonuses, and offers.
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