Find an updated list of Michigan State University Federal Credit Union promotions, bonuses, and offers here.
Currently, they have $25 and $100 bonuses when you open a qualifying checking account with a direct deposit.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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Chase Business Complete BankingSM $300 Bonus | Chase Total Checking® $200 Bonus |
HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
TD Bank Beyond Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
Huntington 25 Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
Ally Invest Up To $3,500 Bonus | Discover Bank $360 Cashback Debit |
WeBull 2 Free Stocks | BlockFi Up To $250 BTC Bonus |
Table of Contents
About MSU Federal Credit Union Promotions
Established in 1979, Michigan State University Federal Credit Union is headquartered in East Lansing and is the 3rd largest credit union in the state of Michigan. Since then they have grown to 18 locations, offer money market rates 5X the national average, and have an A health rating. However, if you are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.
- Availability: MI (Bank Locator)
- Routing Number: 272479663
- Customer Service: 800-678-4968
Membership Eligibility: Membership in Michigan State University Federal Credit Union is open to anyone through a $10 donation to the MSU Alumni Association (joining MSUFCU and making the $10 donation can be done simultaneously using the MSUFCU’s online application). See current membership details |
However, while Michigan State University Federal Credit Union offers fairly competitive CD rates, it is hard to compete against online banks. That being said you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the offers below.
MSU Federal Credit Union $100 Checking Bonus

Get a $100 bonus with this offer from MSU Federal Credit Union
Michigan State University Federal Credit Union is offering a 2020 Grad Special and earn a $100 bonus with a new checking account.
- Account Type: Personal checking account
- Availability: MI
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR
- Household limit: None listed
(Expires August 31, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
Editor’s Note: You can also earn an additional $25 when you open or upgrade to MSUFCU’s Cash Back Platinum Plus Visa Credit Card or Visa Signature Credit Card and use your card five times within the first 30 days.
How to Earn $100 Checking Bonus
- MSUFCU members who graduated from Michigan State University in December 2020 will receive $100 deposited to their MSUFCU checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 12/1/2020 and 8/31/2021
- Must have 2 consecutive direct deposits to qualify.
- Direct Deposit
- Custom Debit cards
- Free bill payment
- No monthly fee
- Allow 6 weeks from the date of the fifth purchase for $25 to be deposited.
- Account must be in good standing to receive a deposit.
- MSUFCU members who graduated from Michigan State University in December 2020 will receive $100 deposited to their MSUFCU checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 12/1/2020 and 8/31/2021.
- Must have 2 consecutive direct deposits to qualify.
- Allow 6 weeks after the second direct deposit for $100 to be deposited. May not be combined with other deposit offers. Account must be in good standing to receive $100 deposit.
MSU Federal Credit Union $100 Checking Bonus (Sashabaw Branch)

Get a $100 bonus with this offer from MSU Federal Credit Union
Michigan State University Federal Credit Union is offering a chance to earn a $100 bonus with a new checking account and complete the requirements.
- Account Type: Personal checking account
- Availability: MI
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR
- Household limit: None listed
(Expires March 31, 2021)
Editor’s Note: This offer is only available at the Sashabaw branch.
How to Earn $100 Checking Bonus
- Open an MSUFCU checking account, make 10 purchases on your debit card, and receive a free charging mouse pad.
- Switch your direct deposit to your MSUFCU account and receive $100.
- Minimum of 2 direct deposits of at least $500
- Direct Deposit
- Custom Debit cards
- Free bill payment
- No monthly fee
- Account must be in good standing to receive a deposit.
- First direct deposit must be made by 4/30/21.
- Second direct deposit must be made by 5/14/21.
- $100 will be deposited into member’s account within 4 to 6 weeks of second direct deposit.
- Not valid with any other deposit offers except the current checking account offer.
MSU Federal Credit Union $100 Checking Bonus

MSU employees can earn a $100 bonus when they open a new checking account!
Michigan State University Federal Credit Union is offering a generous $100 bonus to employees who opens a new Checking Account.
- Account Type: Personal checking account
- Availability: MI
- Direct Deposit Requirement: Yes, $550
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR
- Household limit: None listed
(Expires June 30, 2021)
How to Earn $100 Checking Bonus
- You must qualify for membership at MSUFCU through employment at the State of Michigan.
- New checking account must be opened by 6/30/2021 and first direct deposit of at least $550 must occur within 6 weeks of account opening to qualify for offer.
- Account must be active and in good standing to receive the bonus.
- Then your $100 bonus will be deposited within 60 days of the first direct deposit.
- Direct Deposit
- Custom Debit cards
- Free bill payment
- No monthly fee
- Does not apply to existing MSUFCU members.
- Account must be active and in good standing to receive the bonus.
- The $100 will be deposited within 60 days of the first direct deposit.
- Not valid with any other offer.
MSU Federal Credit Union $25 Referral Bonus

MSU members can earn a $25 bonus when they refer someone open a new checking account!
Michigan State University Federal Credit Union is offering a $25 referral bonus when you refer someone to open a new account.
- Account Type: Personal checking account
- Availability: MI
- Direct Deposit Requirement: None
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR
- Household limit: None listed
(Offer does not expire)
How to Earn $25 Checking Bonus
- To access your unique referral code and refer friends and family, sign in to ComputerLine and select the “Member Referral” icon in the menu bar.
- Refer your friends and family by using Facebook, Twitter, or email. You can also print your referral coupons.
- New member must open a checking account, activate his/her debit card within 30 days of account opening, and make 10 transactions within 30 days of card activation.
- Direct Deposit
- Custom Debit cards
- Free bill payment
- No monthly fee
- Each referred member must be age 18 or older to qualify.
- New member will need to qualify for membership, cannot be an existing member, or have closed account in the last 6 months.
- New member must open checking account, activate his/her debit card within 30 days of account opening, and make 10 purchase transactions within 30 days of card activation for new and existing members to receive $25.
My favorite bank transfer hub is the American Express® High Yield Savings Account: • Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
Bottom Line
Michigan State University Federal Credit Union offers a variety of accounts available for you to maximize your savings with. While their personal checking accounts allow you to earn the bonus and gives you full access to a wide selection of features. I would only recommend this promotion if it triggers a soft pull.
Your feedback is highly appreciated and makes our site even better! Let us know if you signed up and if it was worth it!
*Check back at this page for updated Michigan State University Federal Credit Union promotions, bonuses, and offers.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
HSBC Advance Checking Member FDIC | $200 Cash | Review |
HSBC Advance Checking Member FDIC | Up To $240 | Review |
Huntington 25 Checking | $300 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Aspiration Spend & Save Account | $100 Cash | Review |
Ally Invest | Up to $3,500 Cash | Review |
BlockFi | Up To $250 BTC | Review |
American Express High Yield Savings | 0.50% APY | Review |
Discover Cashback Debit Account | $360 Cash | Review |
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