Available to residents nationwide, My Banking Direct has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans all the way to Online and Mobile banking with Bill Pay, Mobile Deposits, eStatments, and so much more. By joining My Banking Direct and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. Right now, they are having a special 6-month CD term with up to 2.15% APY, 12-month CD term with up to 2.45% APY, and a 24-month CD term with up to 2.75% APY. If you are interested, make sure to read on to learn more about My Banking Direct’s wide array of CDs below!
|Axiom Bank||4.00% APY 24-Month CD||Review|
|Sallie Mae||3.05% APY 14-Month No-Penalty CD||Review|
|Ponce Bank||3.00% APY 36-Month No-Penalty CD||Review|
|Patriot Bank||2.70% APY 17-Month No-Penalty CD||Review|
|Discover Bank||Up to 3.30% APY||Review|
|Quontic Bank||Up to 3.20% APY||Review|
|CIT Bank||2.50% APY 13-Month CD||Review|
|CIT Bank||2.50% APY 11-Month No-Penalty CD||Review|
My Banking Direct CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! My Banking Direct‘s Best CD Offer pays the highest APY rate with a 2.50% APY rate on their 24-Month term. And, their current promotions are the 6-month CD term with up to 2.15% APY, 12-month CD term with up to 2.45% APY, and a 24-month CD term with up to 2.75% APY. This will be added to our Best 6-9-Month CD Rates, Best 12-Month CD Rates, and Best 24-Month CD Rates. My Banking Direct wants to make you feel supported and gain control of your funds. If you’re interested in earning a higher rate then make sure to check out the CD rates below.
Special CD Rates:
|Term||APY Rate||Minimum Deposit|
*Rates Effective As Of 09/06/2018
- 24/7 access to your account online
- No monthly maintenance fee
- A low minimum
- FDIC Insured
Whether you are interested in a short term or long term CD, look no further than My Banking Direct. Currently, they are offering you standard and special CD rates that go up to 6-month CD term with up to 2.15% APY, 12-month CD term with up to 2.45% APY, and a 24-month CD term with up to 2.75% APY. All you need to do is pick your CD term and watch your money grow. Also, you can have peace of mind knowing that My Banking Direct is insured by the FDIC. So sign up for a CD with My Banking Direct and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The Chase Freedom Unlimited® Card offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24% - 25.99%.
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
In addition, you can earn (after your first year or $20,000 spent):
• 5% cash back on Chase travel purchased through Ultimate Rewards
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service,
• Unlimited 1.5% cash back on all other purchases.
There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open.
This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM.