New First Niagara Bank $200 Checking Bonus

First Niagara Bank $200 Bonus Offer:

First Niagara Bank is currently offering a $200 Bonus for residents of Connecticut, Massachusetts, Pennsylvania, and New York that open a new Pinnacle or PinnaclePlus Checking account with direct deposit! To qualify for the $200 cash bonus, you just need to receive direct deposits totaling $250 or more within 60 days of opening your new checking account.

• Direct Offer Link
• Bonus Amount – $200 Cash
• Account Type – Pinnacle or PinnaclePlus Checking
• Availability – CT, MA, PA or NY
• Expiration Date – 12/31/2015
• Credit Inquiry – Soft Pull
• Opening Deposit Credit Card Funding – Unknown
• Monthly Fee – $5 or $25
• Avoiding Fee – For the Pinnacle account, you need to maintain a $1,000 minimum daily balance or $25,000 in average combined balances. For PinnaclePlus, you need to maintain a $5,000 minimum daily balance or $50,000 in average combined balances
• Account Closure Fee – Account must remain open for 180 days to avoid a $25 Early Account Closing fee.

Chase Bank Bonuses & Discover Bank Promotions

	BMO Bank Checking: Open a new BMO Smart Advantage Checking Account and get a $350 cash bonus* when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening.
	Chase Total Checking®: Earn $300 bonus when you open a new Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment. Apply Now---Chase Total Checking Review
	Chase Private Client: Enjoy up to $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities. Learn More---Chase Private Client Review

How To Earn First Niagara Bank Bonus:

1. Apply for a new Pinnacle or PinnaclePlus checking account from First Niagara Bank.
2. You must have direct deposits totaling at least $250 within the first 60 days of account opening.
3. You must keep your account open for at least 180 days to avoid the $25 closing fee.
4. The cash bonus will be deposited into your new checking account within 30 days from the end of month that you made your qualifying direct deposit.

Bonus Terms & Fine Print:

• Account must be open and maintain a positive balance in order to obtain the bonus.
• Cannot be combined with any other promotional rate or reward/bonus programs.
• Valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days.
• Customers must be residents of CT, MA, PA or NY to participate in this offer.
• Not available to Trust or Estate accounts.
• The cash bonus will be reported as a payment of interest in accordance with Internal Revenue Service regulations and will appear on your IRS 1099-INT for the year in which the bonus is paid to you.
• Promotion runs through 12/31/15 and can be withdrawn at any time.

Bottom Line:

If you’re interested in a $200 checking bonus, you should definitely check out First Niagara Bank. You can sign up for either the Pinnacle or PinnaclePlus Checking account to get started. Once you have chosen your account, you just need to have direct deposits totaling $250 or more within the first 60 days of account opening and then keep your account for at least 180 days. Following these simple instructions guarantees you a $200 bonus. If you want to take a look at other offers, review our lists of national and regional bank bonuses.

The American Express® Gold Card offers 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards® point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. Click here to learn how to apply