Read on to learn more about GTE Financial promotions, bonuses, and offers here.
Currently, they are offering a $50 bonus when you refer your friends and family.
About GTE Financial Promotions
Established in 1935, GTE Financial has been serving the Bay area. Since then, they have upheld their values of great customer service and dependability.
I’ll review the GTE Financial Promotions below.
GTE Financial $50 Referral Bonus
GTE Financial is offering a $50 referral bonus to current members when they refer a friend who opens a new qualifying GTE checking account and meets the requirements.
- What you’ll get: $50 Bonus
- Account Type: Checking account or personal loan
- Availability: FL
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $500
- Monthly Fees: $4.95, avoidable
- Early Account Termination Fee: $25, 180 days (or balance if <$25)
- Household Limit: None listed
(Expires 03/31/2024)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($400 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($325 bonus) |
How To Earn Bonus
- Provide your unique referral code to those you refer
- You and the member you refer must be enrolled in eStatements
- Referred member must open a GTE checking account and/or personal loan within first 30 days of joining
- Member Accounts must be active and cannot be closed or restricted at the time of payout.
- Both referring Member and referred Member must be enrolled in eStatements with all accounts in good standing, including no prior charge-offs or having caused a loss to the credit union.
- he referred member must not have been a previous member of GTE Financial.
- The primary owner of the new account must be at least 18 years old.
- The new Member must fund the Regular Savings Account and open either a Checking Account or Personal Loan within 30 days of establishing membership.
- A personal loan is defined as an unsecured closed-end loan.
- Credit approval and an initial $5 Member Owner Share deposit are required.
- All loans are subject to approval.
- Regular Savings Account Annual Percentage Yield as of 09.01.2023 are tiered rates as follows: $0.00-$99.99 = 0.00%, $100-$499.99 = 0.75%, and $500+ = 0.15%.
- All Checking Annual Percentage Yields are accurate as of the last dividend declaration date.
- A $50 referral reward will be deposited into the referring Member’s account and the new Member’s account within 7 business days from eligibility.
- The promotion is available for referrals made between February 1 through March 31, 2024.
- Promotional dates are subject to change at the discretion of the credit union.
- Federally insured by NCUA.
(Expired) GTE Financial $200 Checking Bonus
- What you’ll get: $200 Bonus
- Account Type: Checking account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Yes, $500+
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $500
- Monthly Fees: $4.95, avoidable
- Early Account Termination Fee: $25, 180 days (or balance if <$25)
- Household Limit: None listed
(Expires October 31, 2022)
Editor’s Note: Most likely nationwide. All locations are in FL, but anybody can become a member by joining CU Savers Club, which is free
U.S. Bank Smartly® Checking ($400 bonus) | Truist Checking ($400 bonus) |
BMO Smart Money Checking ($250 bonus) | BMO Smart Advantage Checking ($250 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Select Checking ($200 bonus + $100 Bonus) | KeyBank Key Smart Checking ($200 bonus) |
How To Earn $200 Checking Bonus
- Join GTE and use the promo code JOIN200
- New members must open a Go Premium with GTE Secure, Go Full Access, or Go Further checking account.
- In addition, new members must have direct deposit set-up totaling $500 or more per month within the first 60 days of account opening.
- Offer valid for new GTE Members and Florida residents only.
- To qualify, new member must open a Go Premium with GTE Secure, Go Full Access, or Go Further checking account.
- In addition, new members must receive a recurring direct deposit totaling $500 or more per month within the first 60 days of account opening.
- Direct deposits will be validated prior to crediting incentive.
- Direct deposit must come from an external employer or government agency; deposits or transfers from other accounts or financial institutions do not qualify.
- For extenuating circumstances the member may submit a pay stub containing their legal name in order to meet the promotion criteria.
- New members must use the promotional code at the time of application.
- GTE Financial reserves the right to end this promotion at any time.
- This offer cannot be combined with other incentive offers from GTE Financial.
- Account incentive will be deposited into member’s account within 60 business days of meeting all qualifications of the promotion.
- Federally Insured by NCUA.
GTE Financial $250 Checking Bonus (Expired)
GTE Financial is offering a $250 checking bonus to new members when they open a new qualifying GTE checking account.
- What you’ll get: $250 Bonus
- Account Type: Checking account
- Availability: FL
(Expires 09/30/2021)
How To Earn $250 Checking Bonus
- To become a member and take advantage of this offer, simply:
- Become a GTE member and apply the promo code WELCOMEGTE1
- Open a new checking account
- Swipe your debit card 12 times within 60 days of receiving your card
- Receive $250 in your new checking account
- Promotion is only available from June 30, 2021 to September 30, 2021to eligible individuals at the household address on the mailer who open their first share savings account and checking account by September 30, 2021. The new Member must fund the Regular Share account with a minimum of $5.00 and open a checking account. Regular Share Account APY as of 01.12.2020 is $0.01-$99.99 = 0.00%, and $100+ = 0.05%. Rates subject to change, and fees may reduce earnings. In order to receive the $250 bonus, individual must be eligible for membership and open their first share savings account and checking account with a debit card. The participating member must make at least twelve point of sale (POS) purchase transactions with the debit card associated with the new checking account within the first sixty (60) days of activating card. ATM withdrawals do not constitute POS purchase transactions.
- Business accounts are not included in promotion. Bonus will not be paid if all eligibility requirements are not met and the promotion can expire anytime without notice. Bonus will be deposited into the member’s primary checking account within ninety (90) days of account opening, but no later than December 30, 2021 if the promotion requirements are met. The new savings and checking account must remain open and in good standing until the bonus is paid. This offer cannot be combined with any other promotional offers.
- GTE Financial employees and their family members are not eligible to participate in this promotion. Members are solely responsible for any taxes associated with bonus. Promotion limited to one bonus per member. The promotion code must be presented at the time of account opening in order to qualify for the promotion and may not be used more than 4 times per household.
GTE Financial $100 Checking Bonus (Expired)
GTE Financial is offering a $100 checking bonus to new members when they open a new qualifying GTE checking account.
- What you’ll get: $100 Bonus
- Account Type: Checking account
- Availability: FL
(Expires September 30, 2021)
How To Earn $100 Checking Bonus
- To join, you will need a $5 deposit to fund your savings account. This deposit purchases your share of the credit union and makes you a member-owner.
- Step 1: Join GTE and use the promo code GTE100 on the application (see image below for reference).
- Step 2: Enroll in Online Banking. This is a free service to GTE Financial members and one of the best virtual banking platforms in the nation
- Once you complete steps 1 and 2, you will be eligible to receive the $100 welcome bonus, which will be deposited into your account within 14 days of your account opening.
- Subject to membership approval.
- Special incentive offer is available to new members over the age of 18 who join GTE between 8/1/21 and 9/30/21.
- To qualify for the $100 incentive, new members must join GTE, have a funded member-owner share account, use the promotional code GTE100 on their membership application, then enroll and login to Online Banking by month end of the calendar month of new membership.
- The incentive will be deposited into the member’s Savings account within 14 days of meeting these requirements.
- This offer may not be combined with other Membership incentive offers and is not available to individuals who were previously members of GTE Financial.
- GTE Financial reserves the right to end this promotional offer at any time.
How To Waive Monthly Fees
- Go Premium Checking: $4.95
- Go Full Access Checking: $4.95
- Go Further Checking: $9.95 can be avoided by enrolling in eStatements, making $500 in aggregate deposits per month, and making a combination of 15 monthly debit and/or credit card transactions.
- Go Student Checking: None
- Business Interest Checking: $50, Average monthly available checking balance to avoid monthly fee: $50,000. Combined business deposit and loan balance to avoid monthly fee: $150,000.
- Business Premium Checking: $25, Average monthly available checking balance to avoid monthly fee: $5,000. Combined business deposit and loan balance to avoid monthly fee: $50,000.
- Business Essentials Checking: None
Bottom Line
While the bonuses at GTE Financial sounds enticing, be aware that there are usually monthly service fees for most of their checking accounts. However, they do offer a lot of services such as cell phone protection, credit monitoring, and free debit cards.
Your feedback is highly appreciated and makes our site even better!
While they have many generous bonuses, GTE Financial doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare GTE Financial Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
*Check back at this page for updated GTE Financial promotions, bonuses and offers.
Odin says
Actually with the Go further to waive the maintenance fee, you have to meet all three requirements. I am looking at the dashboard and it’s saying and after each requirement.
john mccann says
Can’t apply code for the 50 bucks.
JC says
Up to $5,000 credit/debit card funding allowable… I applied for Full Access Checking ($0 minimum deposit) which also requires opening a separate savings account ($5 minimum deposit).
pj says
do we know if this pulls chex?
JC says
The application process didn’t exactly mention “chex”, although they run some sort of ID check which asked 4 multiple choice personal questions about my loan-related accounts.
JC says
Avoid monthly $4.95 fees for Go Full access if: (1) Have eStatements & Make $500 in aggregate deposits per month OR (2) Make a combination of 15 monthly signature debit and/or credit card transactions
Jason says
it’s hard pull and $5000 credit card funding worked. They ask for all sort of documents which was annoying. It is not worth the hassle unless you have a credit card and need to meet the spending requirement.
Andrew says
do we know if this pulls chex? I don’t think $50 is worth it for a chex pull.
john mccann says
Link does not work.
Anthony Nguyen says
John,
Check it again. It should all be working now.