If you’re a fan of the Oregon Ducks, this is the credit card for you! OCCU is offering the Oregon Community Credit Union Ducks credit card with a welcome bonus of 55,000 points. We value the 55k bonus points to be worth around $550.
In addition to the bonus offer, get 4x points on qualifying Duck merchants, 1.25x points for all other purchases. This is a great card and bonus for a first credit card because it also comes with $0 annual fee.
*IHG Rewards Club Traveler is issued by Chase Bank. Chase also offers great sign-up bonuses for its Checking/Savings accounts.
Table of Contents
Oregon Community Credit Union Ducks Card Summary
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| Bonus Available | Get 55,000 bonus points after you make at least $500 in purchases within the first 90 days of account opening. |
| *Bonus Value | $550 |
| Travel Credit | No travel credit. |
| Ongoing Rewards/Benefits | 4x on qualifying Duck merchants 1.25 on all other purchases |
| Foreign Transaction Fees | No |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
PROS
- Bonus points
- 0% APR for first 12 months
- No annual fee
- Points back
- No foreign transaction fees
CONS
- Can’t earn a lot of points if you don’t purchase Ducks products
- Average per-point value
Editor’s Alternate Pick
 The Chase Freedom Unlimited Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • 5% on travel purchased through Chase, • 3% on dining at restaurants and drugstores, and • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
Oregon Community Ducks 55,000 Bonus Offer
Earn an astounding 55,000 bonus points offer with the OCCU Ducks credit card. For the best value for your points, we recommend that you redeem your points toward Oregon Ducks merchants. This way, your 55,000 bonus points will be worth $550.
To qualify for this offer, you must spend at least $500 in purchases on the card within your first 90 days of card membership.
Here are some ways you can meet the spending requirements:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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What Are Oregon Community Ducks Points Worth?
Similar to other cash back cards, the value of your points will depend on how you redeem them. We value each Oregon Community Ducks points at around $0.01. This makes the 55k points worth around $550.
The Oregon Community Credit Union (OCCU) Ducks Credit Card is a great card for fans of the University of Oregon Ducks because it allows you to earn up to 4x points back on any Ducks merchants.
OCCU Ducks Credit Card Top Features
Get 50,000 bonus points plus an additional 5,000 bonus points when you spend at least $500 in the first 90 days on your new Duck credit card. That’s $550 in rewards! OCCU is giving the additional 5,000 bonus points because the Ducks won in Pasadena.
If you love the Oregon Ducks, get rewarded up to 4x points back on your purchases from Ducks merchants. Additionally, you will get 1.25x points back on all other purchases, making this card a decent everyday card as well.
Make purchases abroad without worrying about foreign transaction fees with the Oregon Community Credit Union (OCCU) Ducks Credit Card.
Bottom Line
The Oregon Community Credit Union Ducks Credit Card is a great card for people who love the University of Oregon and their sports teams. This card comes with 4x points on purchases from Ducks merchants, which is great if you love buying merchandise. Additionally, the 1.25x points back on all other purchases makes this card a pretty decent everyday cash back card.
Take advantage of this If you aren’t that big of a fan of the Oregon Ducks or simply don’t know who they are, then a non-branded cashback card might be better for you. If you’re interested in more travel cards, see our latest list of the best credit card bonuses!
(Click on the button to apply for this card)
What’s the Competition?
 The Chase Freedom Flex offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. You'll earn: • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. • 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter! This card has no annual fee. |
 The Wells Fargo Cash Wise Visa® Card a $150 cash rewards bonus after spending $500 in the first 3 months. You'll earn an unlimited 1.5% cash rewards on purchases. You can also enjoy earning 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening. This card comes with $0 annual fee on top of up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card. |
 The American Express Cash Magnet® Card offers $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. You'll earn unlimited 1.5% Cash Back on your purchases; your cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. The card has no annual fee. (See Rates & Fees). |
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The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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